4064 Ledgestone Dr, Troy, MI 48098 Property Records

Oakland County property record for 4064 Ledgestone Dr, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,137 sqft · built 1993
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$639,000 (Sep 2014)
Tax Bill	$11,834 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-17-351-019`

Property Details

APN / Parcel Number

Primary APN	`88-20-17-351-019`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	4,137 sqft Living Area
1st Floor Area	2,254 sqft
Basement Area	2,254 sqft
Finished Basement	2,254 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	174 ft deep x 140 ft wide
Garage Area	747 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4064 LEDGESTONE DR
City	TROY
State	MI
Zip	48098-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 17 RIVER PLACE SUB LOT 20 4-25-89 FR 300-012
Legal Range	11E
Legal Township	2N
Legal Section	17
Legal Subdivision	RIVER PLACE SUB
Legal Lot Number	4,20
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	3
Census Block	3007
Census Tract	196800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4064 LEDGESTONE DR, TROY, MI 48098-4318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 20, 2017	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Sep 4, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2014 · Amount on Record
Deed Sale	Sep 30, 2014 · Amount on Record
Prior Sale	Aug 21, 1996 · Amount on Record
Deed Document Number	2014188833
Deed Book / Page	47454 / 733
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4064 LEDGESTONE DR, TROY, MI 48098-4318
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4064 LEDGESTONE DR, TROY, MI 48098-4318

Mortgage

Document Number	0000294732
Date	Jan 15, 2022
Book Page	57294/276
Instrument	294732

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4064 LEDGESTONE DR, TROY, MI 48098-4318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231745
Date	Dec 20, 2017
Book Page	51404/00864
Instrument	231745

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4064 LEDGESTONE DR, TROY, MI 48098-4318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4064 LEDGESTONE DR, TROY, MI 48098-4318

Mortgage

Document Number	0000179097
Date	Sep 4, 2020
Book Page	54776/282
Instrument	179097

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	176 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,834.00 (-7.19%)
2023			$735,180
2022	$12,751.00	$367,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: T-Mobile.

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