4094 Canfield Cir, Elgin, IL 60124 Property Records

Kane County property record for 4094 Canfield Cir, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jun 2018)
Tax Bill	$12,060 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-25-170-002`

Property Details

APN / Parcel Number

Primary APN	`05-25-170-002`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	4094 CANFIELD CIR
City	ELGIN
State	IL
Zip	60124-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE SUB LT 13
Legal Subdivision	CEDAR GROVE SUB
Legal Block	1
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1016
Census Tract	850709

Owner

4094 Canfield Cir is owned and occupied by two individuals who acquired it in June 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4094 CANFIELD CIR, ELGIN, IL 60124-3132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 14, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on File
Deed Sale	Jun 14, 2018 · Amount on File
Prior Sale	Jul 21, 2015 · Amount on File
Deed Document Number	201827953
Last Transfer Date	Jun 13, 2020
Transfer Doc	0000008015
Record Updated	Sep 20, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jan 29, 2021
Property Address	4094 CANFIELD CIR, ELGIN, IL 60124-3132
Document Number	0000008015
Map Reference	DOC 2008K017136
Instrument Date	Jun 13, 2020
Instrument	2021K008015
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4094 CANFIELD CIR, ELGIN, IL 60124-3132

Mortgage

Document Number	0000008016
Date	Jan 29, 2021
Instrument	2021K008016

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	168 Months
Due	Jan 1, 2035

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 23, 2019
Property Address	4094 CANFIELD CIR, ELGIN, IL 60124-3132
Document Number	0000015722
Instrument Date	Apr 2, 2019
Instrument	15722
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4094 CANFIELD CIR ELGIN IL 601243132, ELGIN, IL 60124-3132

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 14, 2018
Property Address	4094 CANFIELD CIR, ELGIN, IL 60124-3132
Document Number	0000027953
Map Reference	DOC2008K017136
Instrument Date	Jun 6, 2018
Instrument	2018K027953
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WOODBURY CT, STREAMWOOD, IL 60107-1934

Mortgage

Document Number	0000027955
Date	Jun 14, 2018
Instrument	2018K027955

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 4094 Canfield Cir was $12,060 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,060.00 Homeowner's exemption Senior Citizen's exemption	$167,887 (+16.5%) Land $29,791 Building $138,096	$503,863 (+16.5%) Land $89,409 Building $414,454
2024		$144,107 Land $27,638 Building $116,469	$432,494 Land $82,947 Building $349,547
2022	$11,055.00 (-0.32%) Homeowner's exemption	$126,077 (+7.77%) Land $21,357 Building $104,720	$378,231 (+7.77%) Land $64,071 Building $314,160
2021	$11,090.00 Homeowner's exemption	$116,984 Land $20,633 Building $96,351	$350,952 Land $61,899 Building $289,053

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4094 Canfield Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4094 Canfield Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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