4092 Canfield Cir, Elgin, IL 60124 Property Records

Kane County property record for 4092 Canfield Cir, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$366,000 (May 2014)
Tax Bill	$13,195 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Feb 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-25-170-003`

Property Details

APN / Parcel Number

Primary APN	`05-25-170-003`

Exterior

Lot Area	13,939 sqft (0.32 acres)

Location & Zoning

Street Address	4092 CANFIELD CIR
City	ELGIN
State	IL
Zip	60124-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE SUB LT 14
Legal Subdivision	CEDAR GROVE SUB
Legal Block	1
Legal Lot Number	14
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1016
Census Tract	850709

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4092 CANFIELD CIR, ELGIN, IL 60124-3132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KANE COUNTY TEACHERS CU
Feb 14, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KANE COUNTY TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2014 · Amount on Record
Deed Sale	May 16, 2014 · Amount on Record
Deed Document Number	201423303
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4092 CANFIELD CIR, ELGIN, IL 60124-3132
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023902
Date	Jul 17, 2023
Instrument	2023K023902

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 7, 2033

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4092 CANFIELD CIR, ELGIN, IL 60124-3132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008326
Date	Feb 14, 2020
Instrument	2020K008326

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	HARTFORD, CT 6123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 9, 2030

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,195.00 (+7.78%) Homeowner's exemption
2024		$149,578 (+14.19%) Land $29,480 Building $120,098	$448,914 (+14.23%) Land $88,475 Building $360,438
2022	$12,242.00 (+3.88%) Homeowner's exemption	$130,994 (+7.66%) Land $24,917 Building $106,077	$392,982 (+7.66%) Land $74,751 Building $318,231
2021	$11,785.00 Homeowner's exemption	$121,672 Land $24,072 Building $97,600	$365,016 Land $72,216 Building $292,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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