40936 Carnegie Cir, Lake Elsinore, CA 92532 Property Records

Riverside County property record for 40936 Carnegie Cir, Lake Elsinore, CA 92532

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,399 sqft · built 2008
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$419,000 (Feb 2019)
Tax Bill	$9,401 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`347-542-003`

Property Details

APN / Parcel Number

Primary APN	`347-542-003`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,399 sqft Living Area
Gross Area	4,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Construction Type	Wood
Roof Material	Tile
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	571 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40936 CARNEGIE CIR
City	LAKE ELSINORE
State	CA
Zip	92532-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.15 ACRES M/L IN LOT 111 MB 406/036 TR 31792
Legal Tract	31792
Legal Lot Number	111
Jurisdiction	RIVERSIDE CA
Township / Civil Division	ELSINORE VALLEY
Census Block Group	2
Census Block	2021
Census Tract	42750

Owner

40936 Carnegie Cir is owned and occupied by two individuals who bought it in February 2019.

Source: Riverside County records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40936 CARNEGIE CIR, LAKE ELSINORE, CA 92532-1653
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 31, 2019	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 21, 2019	Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2019 · Amount on File
Deed Sale	Feb 21, 2019 · Amount on File
Prior Sale	Mar 11, 2013 · Amount on File
Deed Document Number	201958463
Prior Transfer Date	Oct 21, 2008
Prior Transfer Doc	0000581363
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40936 CARNEGIE CIR, LAKE ELSINORE, CA 92532-1653
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40936 CARNEGIE CIR, LAKE ELSINORE, CA 92532-1653

Mortgage

Document Number	0000378661
Date	Aug 31, 2022
Instrument	2022-0378661

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40936 CARNEGIE CIR, LAKE ELSINORE, CA 92532-1653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000542373
Date	Dec 31, 2019
Instrument	2019-0542373

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 21, 2019
Property Address	40936 CARNEGIE CIR, LAKE ELSINORE, CA 92532-1653
Document Number	0000058463
Map Reference	MB 406 PG 36-44
Instrument Date	Jan 15, 2019
Instrument	2019-0058463
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	40936 CARNEGIE CIR, LAKE ELSINORE, CA 92532-1653

Mortgage

Document Number	0000058464
Date	Feb 21, 2019
Instrument	2019-0058464

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 40936 Carnegie Cir was $9,401 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Lake Elsinore City
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,516 (+2%) Land $91,022 Building $385,494
2025	$9,401.00 Homeowner's exemption	$467,174 Land $89,238 Building $377,936
2023	$8,943.00 (+2.01%) Homeowner's exemption	$449,035 Land $85,774 Building $363,261
2022	$8,767.00
2021			$512,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40936 Carnegie Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40936 Carnegie Cir is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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