40935 Carnegie Cir, Lake Elsinore, CA 92532 Property Records

Riverside County property record for 40935 Carnegie Cir, Lake Elsinore, CA 92532

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,049 sqft · built 2008
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$293,100 (Jun 2016)
Tax Bill	$8,063 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`347-541-021`

Property Details

APN / Parcel Number

Primary APN	`347-541-021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,049 sqft Living Area
Gross Area	3,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Construction Type	Wood
Roof Material	Tile
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40935 CARNEGIE CIR
City	LAKE ELSINORE
State	CA
Zip	92532-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.23 ACRES M/L IN LOT 104 MB 406/036 TR 31792
Legal Subdivision	TRACT 31792
Legal Tract	31792
Legal Lot Number	104
Jurisdiction	RIVERSIDE CA
Township / Civil Division	ELSINORE VALLEY
Census Block Group	2
Census Block	2022
Census Tract	42750

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4900 SANTA ANITA AVE, 2C, EL MONTE, CA 91731-1490
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Grant Deed, Transfer · Commercial Mortgage HOMESTREET BANK
Mar 17, 2017	Deed of Trust, Mortgage · Line of Credit PACIFIC MERCANTILE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2016 · Amount on File
Deed Sale	Jun 13, 2016 · Amount on File
Prior Sale	Nov 19, 2008 · Amount on File
Deed Document Number	2016239967
Prior Transfer Date	Jun 9, 2016
Prior Transfer Doc	0000239967
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 8, 2022
Property Address	40935 CARNEGIE CIR, LAKE ELSINORE, CA 92532-1653
Document Number	0000306737
Map Reference	MB 406 PG 36-44
Instrument Date	Apr 13, 2022
Instrument	2022-0306737
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 SANTA ANITA AVE STE 2C, 2C, EL MONTE, CA 91731-1490
Investor	Possibly a Property Investor

Mortgage

Document Number	0000306738
Date	Jul 8, 2022
Instrument	2022-0306738

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40935 CARNEGIE CIR, LAKE ELSINORE, CA 92532-1653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109580
Date	Mar 17, 2017
Instrument	2017-0109580

Lender

Name	PACIFIC MERCANTILE BANK
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Lake Elsinore City
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,233 (+2%) Land $114,706 Building $247,527
2025	$8,063.00 (+4.97%)	$355,131 (+4.04%) Land $112,457 Building $242,674
2023	$7,681.00 (+1.99%)	$341,342 Land $108,091 Building $233,251
2022	$7,531.00
2021			$535,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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