40932 W 5th Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40932 W 5th Ave, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,079 sqft · built 2017
Lot Size0.264 acres (11,500 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Jan 2024)
Tax Bill$2,872 (2024)
Deeds & MortgagesJan 2024 Sale & Mortgage
Nov 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN08-18-27-0100-015-04000

Property Details

APN / Parcel Number

Primary APN08-18-27-0100-015-04000
Alternative APNs
  • 271808010001504000
  • 1227372

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,079 sqft Living Area
Gross Area1,310 sqft
1st Floor Area1,079 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,500 sqft (0.264 acres)
Lot Dimensions115 ft deep x 100 ft wide
Garage TypeAttached
Garage Area231 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFinished/Open Porch
Porch Area76 sqft
Deck AreaDeck Area
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1227372
Street Address40932 W 5TH AVE
CityUMATILLA
StateFL
Zip32784-8870
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionEAST UMATILLA LOTS 40 41 42 43 BLK 15 PB 6 PGS 87-95 ORB 6265 PG 2360
Legal Range27E
Legal Township18S
Legal Section8
Legal SubdivisionEAST UMATILLA
Legal Tract0100
Legal Block15
Legal Lot Number40
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group2
Census Block2050
Census Tract30109

Owner

40932 W 5th Ave is owned and occupied by two individuals who bought it in January 2024.

Source: Lake County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address19925 WINDY HILL DR, EUSTIS, FL 32736-9127
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2024Warranty Deed, Transfer · FHA Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP
Nov 15, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 7, 2017Special Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Jun 7, 2017Quit Claim Deed, Transfer
FIRST INT'L TITLE
Feb 7, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2024 · Amount on File
Deed SaleJan 5, 2024 · Amount on File
Prior SaleJun 7, 2017 · Amount on File
Deed Document Number20241202
Deed Book / Page6265 / 2360
Prior Transfer DateNov 13, 2023
Prior Transfer Doc0062412349
Record UpdatedJun 8, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJan 5, 2024
Property Address40932 W 5TH AVE, UMATILLA, FL 32784-8870
Document Number0062652360
Book / Page6265 / 2360
Map ReferenceMB 6 PG 87-95
Instrument DateDec 29, 2023
Instrument2024001202
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address700 E BURLEIGH BLVD, TAVARES, FL 32778-2210

Transferred To (Grantee/Buyer)

NameVerified Name
Address19925 WINDY HILL DR, EUSTIS, FL 32736-9127

Mortgage

Document Number0062652362
DateJan 5, 2024
Instrument6265/2362
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2054

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateNov 15, 2023
Property Address40932 W 5TH AVE, UMATILLA, FL 32784-8870
Document Number0062412349
Book / Page6241 / 2349
Map ReferenceMB 6 PG 87-95
Instrument DateNov 13, 2023
Instrument2023139354
Transaction TypeTransfer
Record UpdatedDec 11, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address40932 W 5TH AVE, UMATILLA, FL 32784-8870

Transferred To (Grantee/Buyer)

NameVerified Name
Address40932 W 5TH AVE, UMATILLA, FL 32784-8870

June 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateJun 7, 2017
Property Address40932 W 5TH AVE, UMATILLA, FL 32784-8870
Document Number0049550309
Book / Page4955 / 0309
Map ReferenceMB 6 PG 87
Instrument DateJun 7, 2017
Instrument2017061570
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyFIRST INTERNATIONAL TITLE IN

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$994.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35022 NASHUA BLVD, 35022, SORRENTO, FL 32776-8413

Transferred To (Grantee/Buyer)

NameVerified Name
Address40932 W 5TH AVE, UMATILLA, FL 32784-8870

Mortgage

Document Number2017061571
DateJun 7, 2017
Instrument2017061571
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2047

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateJun 7, 2017
Property Address40932 W 5TH AVE, UMATILLA, FL 32784-8870
Document Number0049550023
Book / Page004955 / 000023
Instrument DateJun 7, 2017
Instrument61485
Transaction TypeTransfer
Record UpdatedJul 4, 2017
Title CompanyFIRST INT'L TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 141 EUSTIS FL 327270141, EUSTIS, FL 32727-0141

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateFeb 7, 2017
Property Address40932 W 5TH AVE, UMATILLA, FL 32784-8870
Document Number0048990882
Book / Page004899 / 000882
Instrument DateJan 2, 2017
Instrument13738
Transaction TypeTransfer
Record UpdatedFeb 15, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 141 EUSTIS FL 327270141, EUSTIS, FL 32727-0141

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$194,406 (-) Land $51,750 Building $142,656$194,406 (-) Land $51,750 Building $142,656
2025$194,406 Land $51,750 Building $142,656$194,406 Land $51,750 Building $142,656
2024$2,872.00 (+403.86%)
2023$570.00 (+41.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$132,830 (+2.99%)$190,092 (+9.98%) Land $51,750 Building $138,342
2022$403.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$128,970$172,842 Land $34,500 Building $138,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40932 W 5th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40932 W 5th Ave is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

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