Lake County property record for 40902 W 5th Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,303 sqft · built 2008 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100 (Oct 2025) |
| Tax Bill | $2,306 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-27-0100-015-02800 |
| Primary APN | 08-18-27-0100-015-02800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,303 sqft Living Area |
| Gross Area | 1,978 sqft |
| 1st Floor Area | 1,303 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 115 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 215 sqft |
| Deck Area | Deck Area |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1227348 |
|---|---|
| Street Address | 40902 W 5TH AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EAST UMATILLA LOTS 28 29 30 BLK 15 PB 6 PGS 87-95 ORB 5059 PG 2075 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 8 |
| Legal Subdivision | EAST UMATILLA |
| Legal Tract | 0100 |
| Legal Block | 15 |
| Legal Lot Number | 28 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 30109 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40902 W 5TH AVE, UMATILLA, FL 32784-8870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Oct 31, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC |
| Jan 29, 2018 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on Record |
| Deed Sale | Oct 31, 2025 · Amount on Record |
| Prior Sale | Jan 29, 2018 · Amount on Record |
| Deed Document Number | 2025134985 |
| Deed Book / Page | 6624 / 1685 |
| Prior Transfer Date | Oct 17, 2025 |
| Prior Transfer Doc | 0066241685 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 31, 2025 |
| Property Address | 40902 W 5TH AVE, UMATILLA, FL 32784-8870 |
| Document Number | 0066241685 |
| Book / Page | 6624 / 1685 |
| Map Reference | MB 6 PG 87-95 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025134985 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Title Company | TEAM TITLE SERVICES, AMT TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40902 W 5TH AVE, UMATILLA, FL 32784-8870 |
| Name | Verified Name |
|---|---|
| Address | 40902 W 5TH AVE, UMATILLA, FL 32784-8870 |
| Document Number | 0066241692 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 6624/1692 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 29, 2018 |
| Property Address | 40902 W 5TH AVE, UMATILLA, FL 32784-8870 |
| Document Number | 0050592075 |
| Book / Page | 5059 / 2075 |
| Map Reference | MB 6 PG 87-95 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 2018011053 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | FIDELITY NATIONAL TITLE OF F |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35091 THRILL HILL RD, 35091, EUSTIS, FL 32736-8788 |
| Name | Verified Name |
|---|---|
| Address | 40902 W 5TH AVE, UMATILLA, FL 32784-8870 |
| Document Number | 2018011054 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 2018011054 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,920 (+2.9%) | $217,451 (-) Land $38,813 Building $178,638 | |
| 2025 | $162,220 (+2.9%) Land $38,813 Building $123,407 | $217,451 (+0.6%) Land $38,813 Building $178,638 | |
| 2024 | $2,306.00 (+9.34%) Homeowner's exemption Widower's exemption | $157,650 (+3%) Land $38,813 Building $118,837 | $216,157 (+17.38%) Land $38,813 Building $177,344 |
| 2023 | $2,109.00 (+9.56%) Homeowner's exemption | $153,060 (+2.99%) | $184,147 (+7.56%) Land $38,813 Building $145,334 |
| 2022 | $1,925.00 Homeowner's exemption | $148,610 | $171,209 Land $25,875 Building $145,334 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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