Hernando County property record for 4093 Tampico Trl, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,963 sqft · built 2023 |
| Lot Size | 0.14 acres (6,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,000 (Mar 2020) |
| Tax Bill | $462 (2025) |
| Deeds & Mortgages | Apr 2021 Construction Loan Mar 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | R13-223-16-2320-0930-0030 |
| Primary APN | R13-223-16-2320-0930-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,963 sqft Living Area |
| Gross Area | 3,921 sqft |
| 1st Floor Area | 1,383 sqft |
| Flooring | Wood |
| Elevator | Elevator |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,100 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 1,111 sqft |
| Porch | Open Porch |
| Heating System | HVAC |
|---|
| Account Number | 00164280 |
|---|---|
| Street Address | 4093 TAMPICO TRL |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 9 BLK 93 LOT 3 ORB 298 PG 613 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 9 |
| Legal Block | 93 |
| Legal Lot Number | 3 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 41501 |
4093 Tampico Trl is owned and occupied by two individuals who acquired it in April 2024.
Source: Hernando County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4093 TAMPICO TRL, HERNANDO BEACH, FL 34607-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Construction Mortgage VAST BANK NA |
| Mar 23, 2020 | Warranty Deed, Transfer KEYSTONE TITLE, KEYSTONE TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2020 · Amount on File |
| Deed Sale | Mar 23, 2020 · Amount on File |
| Prior Sale | Jun 28, 2002 · Amount on File |
| Deed Document Number | 202019042 |
| Deed Book / Page | 3821 / 1811 |
| Last Transfer Date | Apr 26, 2024 |
| Transfer Doc | 0044230247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4093 TAMPICO TRL, HERNANDO BEACH, FL 34607-3307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 402 NE INGER LILY PLACE, PORT SAINT LUCIE, FL 34983 |
| Document Number | 0039880481 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 3988/481 |
| Instrument | 2021030170 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 23, 2020 |
| Property Address | 4093 TAMPICO TRL, HERNANDO BEACH, FL 34607 |
| Document Number | 0038211811 |
| Book / Page | 003821 / 001811 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 19042 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2020 |
| Title Company | KEYSTONE TITLE, KEYSTONE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $609.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 402 NE GINGER LILY PL PORT ST LUCIE FL 349833500, PORT ST LUCIE, FL 34983-3500 |
The 2025 property tax bill for 4093 Tampico Trl was $462, down 0.6% from the year before.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $462.00 (-0.65%) | $546,675 | $649,813 Land $163,297 Building $486,516 |
| 2024 | $465.00 | ||
| 2023 | $97,208 (-23.1%) | ||
| 2022 | $1,925.00 | $126,416 Land $125,538 Building $878 | $168,018 Land $167,140 Building $878 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4093 Tampico Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 357 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 357 in force |
| Nearby Flood Claims | 602 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4093 Tampico Trl is moderate, ranking above 66% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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