4155 Tampico Trl, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4155 Tampico Trl, Hernando Beach, FL 34607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,643 sqft · built 1981
Lot Size	0.14 acres (6,100 sqft)
Owner	Company Name on Record
Last Sale	$345,000 (Jan 2021)
Tax Bill	$5,523 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`R13-223-16-2320-0930-0120`

Property Details

APN / Parcel Number

Primary APN	`R13-223-16-2320-0930-0120`
Alternative APNs	`00164342` `164342`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,643 sqft Living Area
Gross Area	2,579 sqft
1st Floor Area	1,643 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,100 sqft (0.14 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	80 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00164342
Street Address	4155 TAMPICO TRL
City	HERNANDO BEACH
State	FL
Zip	34607-3365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERNANDO BEACH UNIT 9 BLK 93 LOT 12 ORB 312 PG 264
Legal Range	16E
Legal Township	23S
Legal Section	13
Legal Subdivision	HERNANDO BEACH UNIT 9
Legal Block	93
Legal Lot Number	12
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	1
Census Block	1002
Census Tract	41501

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3487 CEDAR CREST LOOP, SPRING HILL, FL 34609-0886
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 5, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	20211585
Deed Book / Page	3936 / 1949
Last Transfer Date	May 19, 2025
Transfer Doc	0045991610
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 8, 2021
Property Address	4155 TAMPICO TRL, HERNANDO BEACH, FL 34607-3365
Document Number	0039361949
Book / Page	3936 / 1949
Map Reference	MB 7 PG 49
Instrument Date	Jan 8, 2021
Instrument	2021001585
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	725 DEL ORO DR, 725, SAFETY HARBOR, FL 34695-4230

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4155 TAMPICO TRL, HERNANDO BEACH, FL 34607-3365

Mortgage

Document Number	39361951
Date	Jan 8, 2021
Instrument	3936/1951

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 5, 2020
Property Address	4155 TAMPICO TRL, HERNANDO BEACH, FL 34607-3365
Document Number	0038951225
Book / Page	3895 / 1225
Map Reference	MB 7 PG 49
Instrument Date	Sep 30, 2020
Instrument	2020061579
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TROPIC TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,254.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12735 OLD DADE CITY RD, 12735, KATHLEEN, FL 33849-9559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 DEL ORO DR, SAFETY HARBOR, FL 34695-4230

Mortgage

Document Number	38951227
Date	Oct 5, 2020
Instrument	3895/1227

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,523.00 (-2.61%)	$354,517 (-5.06%) Land $162,077 Building $192,440	$354,517 (-5.06%) Land $162,077 Building $192,440
2023		$373,425 Land $170,042 Building $203,383
2022	$5,671.00		$373,425 Land $167,140 Building $206,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 357 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	357 in force
Nearby Flood Claims	602 (1983–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 245 claims Hurricane Idalia, Aug 2023 · 46 claims Hurricane Hermine, Sep 2016 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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