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4093 Lippman Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4093 Lippman Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1996
Square Footage2,423 sqft Heated Area
Lot Size105,372 sqft (2.41 acres)
OccupancyOwner Occupied
Last Sale$680,000 (2022)
Tax Bill$7,828.00 (2025)

Property Details

APN / Parcel Number

Primary APN89241
Alternative APN
  • 022730495000010315

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,423 sqft Heated Area
Gross Area3,718 sqft Gross Area
1st Floor2,423 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Exterior MaterialBrick Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area105,372 sqft (2.41 acres)
Parking Spaces3 Parking Spaces
Garage TypeFinished Garage
Garage Area819 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area288 sqft Shed
PorchOpen Porch
Porch Area476 sqft Porch
Utility Building560 sqft Utility Building

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number89241
Street Address4093 LIPPMAN RD
CitySAINT CLOUD
StateFL
Zip34772-7721
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 35 S 1/2 OF LOT 31
Legal Range30E
Legal Township27S
Legal Section02
Legal SubdivisionSEMINOLE LAND&INV CO
Legal Tract4950
Legal Block1
Legal Lot Number31
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1020
Census Tract43209

Owner

Source: Osceola County records · APN 89241

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4093 LIPPMAN RD, SAINT CLOUD, FL 34772-7721
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2022Warranty Deed, Transfer · Conventional Mortgage
PMAC LENDING SERVICES INC
Nov 19, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Sep 17, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
MORTGAGE FIRM
Aug 15, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE FIRM

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 18, 2022 · Amount on Record
Deed SaleJul 18, 2022 · Amount on Record
Prior SaleAug 15, 2018 · Amount on Record
Deed Doc Number2022109956
Deed Book / Page6252 / 2004
Record RefreshedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 18, 2022
Property Address4093 LIPPMAN RD, SAINT CLOUD, FL 34772-7721
Document Number0062522004
Book / Page6252 / 2004
Map ReferenceMB B PG 35
Instrument DateJul 14, 2022
Instrument2022109956
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,760.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4420 QUAIL ROOST RD, 4420, SAINT CLOUD, FL 34772-7611

Transferred To (Grantee/Buyer)

NameVerified Name
Address4093 LIPPMAN RD, SAINT CLOUD, FL 34772-7721

Mortgage

Document Number0062522006
DateJul 18, 2022
Instrument6252/2006
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate7.12%
Type Change DateAug 01, 2029
Change Frequency6 Months
Min Rate At Change7.12%
Max Rate At Change12.1%
IndexOther
Margin4
Max Rate12.1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4093 LIPPMAN RD, SAINT CLOUD, FL 34772-7721
Transaction TypeMortgage
Record UpdatedDec 08, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4093 LIPPMAN RD, SAINT CLOUD, FL 34772-7721

Mortgage

Document Number0060901126
DateNov 19, 2021
Book Page6090/1126
Instrument2021179851
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 19, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4093 LIPPMAN RD, SAINT CLOUD, FL 34772-7721
Document Number0055941913
Instrument DateSep 17, 2019
Transaction TypeMortgage
Record UpdatedOct 11, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4093 LIPPMAN RD ST CLOUD FL 347727721, ST CLOUD, FL 34772-7721

Mortgage

Document Number0055941913
DateSep 24, 2019
Book Page005594/001913
Instrument123530
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 23, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 15, 2018
Property Address4093 LIPPMAN RD, SAINT CLOUD, FL 34772-7721
Document Number0053850176
Book / Page005385 / 000176
Instrument DateAug 14, 2018
Instrument124395
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4093 LIPPMAN RD ST CLOUD FL 347727721, ST CLOUD, FL 34772-7721

Mortgage

Document Number53850177
DateAug 15, 2018
Book Page005385/000177
Instrument124396
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,828.00 (+8.83%)$513,600 (+9.14%) Land $157,200 Building $356,400$513,600 (+9.14%) Land $157,200 Building $356,400
2023$7,193.00 (+102.62%)$470,600 (+82.46%) Land $122,200 Building $348,400$470,600 (+23.55%) Land $122,200 Building $348,400
2022$3,550.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$257,921$380,900 Land $108,900 Building $272,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 370 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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