4085 Lippman Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4085 Lippman Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2024
Square Footage3,076 sqft Heated Area
Lot Size105,154 sqft (2.41 acres)
GarageMixed
OccupancyOwner Occupied
Tax Bill$10,689.00 (2025)

Property Details

APN / Parcel Number

Primary APN89236
Alternative APN
  • 022730495000010185

Interior

Bedrooms3 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,076 sqft Heated Area
Gross Area5,090 sqft Gross Area
1st Floor784 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area105,154 sqft (2.41 acres)
Garage TypeMixed Garage

Exterior Amenities

Shed1 Shed
Shed Area110 sqft Shed
PorchOpen Porch
Porch Area96 sqft Porch
Pole Structure420 sqft Pole Structure

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number89236
Street Address4085 LIPPMAN RD
CitySAINT CLOUD
StateFL
Zip34772-9148
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 35 S 1/2 OF LOT 18 LESS W 12.5 FT
Legal Range30E
Legal Township27S
Legal Section02
Legal SubdivisionSEMINOLE LAND&INV CO
Legal Tract4950
Legal Block1
Legal Lot Number18
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1020
Census Tract43209

Owner

Source: Osceola County records · APN 89236

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4085 LIPPMAN RD, SAINT CLOUD, FL 34772-9148
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2022Deed of Trust, Mortgage · Building or Construction Mortgage
SOUTH STATE BANK NA
Aug 23, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST FLORIDA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 22, 2020
Deed SaleApr 22, 2020
Prior SaleJan 13, 2012 · Amount on Record
Deed Doc Number0057121212
Deed Book / Page5390 / 0683
Prior Transfer DateAug 23, 2018
Prior Transfer Doc2018128871
Record RefreshedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4085 LIPPMAN RD, SAINT CLOUD, FL 34772-9148
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4085 LIPPMAN RD, SAINT CLOUD, FL 34772-9148

Mortgage

Document Number0062471465
DateJul 07, 2022
Book Page6247/1465
Instrument2022105479
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 23, 2018
Property Address4085 LIPPMAN RD, SAINT CLOUD, FL 34772-9148
Document Number0053900683
Book / Page005390 / 000683
Instrument DateAug 22, 2018
Instrument128871
Transaction TypeTransfer
Record UpdatedSep 12, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1945 JAN LAN BLVD ST CLOUD FL 347728861, ST CLOUD, FL 34772-8861

Mortgage

Document Number53900685
DateAug 23, 2018
Book Page005390/000685
Instrument128872
Lender
NameFIRST FLORIDA CU
TypeCredit Union
AddressJACKSONVILLE, FL 32203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 22, 2033

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,689.00 (+631.62%) Homeowner's exemption$761,000 (+524.28%) Land $156,900 Building $604,100$761,000 (+524.28%) Land $156,900 Building $604,100
2023$1,461.00 (+10.85%)$121,900 (+12.25%) Land $121,900$121,900 (+12.25%) Land $121,900
2022$1,318.00$108,600 Land $108,600$108,600 Land $108,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire LikelihoodAbout 1 in 353 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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