40920 Los Ranchos Cir, Temecula, CA 92592 Property Records

Riverside County property record for 40920 Los Ranchos Cir, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,850 sqft · built 2001
Lot Size3.08 acres (134,600 sqft)
OwnerIndividual Name on File
Last Sale$1,150,000 (Dec 2019)
Tax Bill$13,501 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Dec 2019 Sale & Mortgage
+ 3 more
Flood ZoneZone D (undetermined)
APN941-020-010

Property Details

APN / Parcel Number

Primary APN941-020-010

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,850 sqft Living Area
Gross Area4,676 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2002
Construction TypeWood
Roof MaterialTile
Lot Area134,600 sqft (3.08 acres)
Garage TypeAttached
Garage Area826 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number941020010
Street Address40920 LOS RANCHOS CIR
CityTEMECULA
StateCA
Zip92592-8842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCBOOK
Legal Description3.09 ACRES IN LOT 93 MB 063/068 TR 3958
Legal Tract3958
Legal Lot Number93
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group1
Census Block1017
Census Tract43293

Owner

Source: Riverside County records · APN 941-020-010

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address40920 LOS RANCHOS CIR, TEMECULA, CA 92592-8842
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
EAGLE HOME MORTGAGE LLC
Dec 10, 2019Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Apr 30, 2018Deed of Trust, Mortgage · Line of Credit
COMPASS FED'L S&L
Aug 16, 2017Deed of Trust, Mortgage
EAGLE HM MTG
Aug 21, 2017Grant Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 10, 2019 · Amount on Record
Deed SaleDec 10, 2019 · Amount on Record
Prior SaleAug 21, 2017 · Amount on Record
Deed Document Number2019-0509306
Record UpdatedJun 07, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address40920 LOS RANCHOS CIR, TEMECULA, CA 92592-8842
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069613
DateFeb 28, 2019
Instrument2019-0069613
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
AddressMIAMI, FL 33172
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term343 Months
DueSep 01, 2047

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateDec 10, 2019
Property Address40920 LOS RANCHOS CIR, TEMECULA, CA 92592-8842
Document Number0000509306
Map ReferenceMB 63 PG 68-84
Instrument DateNov 19, 2019
Instrument2019-0509306
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address40920 LOS RANCHOS CIR, TEMECULA, CA 92592-8842

Mortgage

Document Number0000509307
DateDec 10, 2019
Instrument2019-0509307
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050
Interest
Rate TypeAdjustable Rate
Type Change DateJan 01, 2025
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change7.25%
Index1-Month LIBOR
Max Rate10.2%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address40920 LOS RANCHOS CIR, TEMECULA, CA 92592-8842
Document Number0000190159
Instrument DateApr 30, 2018
Transaction TypeMortgage
Record UpdatedMay 22, 2018
Title CompanyCT LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address40920 LOS RANCHOS CIR TEMECULA CA 925928842, TEMECULA, CA 92592-8842

Mortgage

Document Number0000190159
DateMay 15, 2018
Instrument190159
Lender
NameCOMPASS FED'L S&L
TypeFederal Savings Bank
AddressTEMECULA, CA 92592
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 14, 2043
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address40920 LOS RANCHOS CIR, TEMECULA, CA 92592-8842
Document Number0000345578
Instrument DateAug 16, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address46472 KOHINOOR WAY TEMECULA CA 925923324, TEMECULA, CA 92592-3324

Mortgage

Document Number0000345578
DateAug 21, 2017
Instrument345578
Lender
NameEAGLE HM MTG
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
AmountAmount Recorded
Term360 Months
DueAug 20, 2047

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateAug 21, 2017
Property Address40920 LOS RANCHOS CIR, TEMECULA, CA 92592-8842
Document Number0000345577
Map ReferenceMB 63 PG 68-84
Instrument DateJul 12, 2017
Instrument2017-0345577
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address40920 LOS RANCHOS CIR, TEMECULA, CA 92592-8842

Mortgage

Document Number0000345578
DateAug 21, 2017
Instrument2017-0345578
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Mortgage

Document Number0000345579
DateAug 21, 2017
Instrument2017-0345579
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$13,501.00 (+2.53%) Homeowner's exemption$1,257,688 (+4.04%) Land $218,727 Building $1,038,961
2023$13,168.00 (+2.01%) Homeowner's exemption$1,208,853 Land $210,235 Building $998,618
2022$12,909.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060650432931, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskHigh
above 89% of the US · above 70% of California
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
MJM Telecom
Fixed Wireless
100 / 25
Southern California Telephone Company
Fixed Wireless
75 / 15

May also be available: AT&T, Frontier, Verizon.

Based on FCC filings for 42 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3310038, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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Nearby Streets

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