40919 Cooper Dr, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 40919 Cooper Dr, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,848 sqft · built 1976
Lot Size	0.69 acres (30,041 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jun 2022)
Tax Bill	$4,327 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-000710`

Property Details

APN / Parcel Number

Primary APN	`03-000710`
Alternative APNs	`3000710` `000710`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	30,041 sqft (0.69 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft
Deck Area	268 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	000710
Street Address	40919 COOPER DR
City	LEONARDTOWN
State	MD
Zip	20650-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNC
Legal Description	LOT 26 SECTION 12D SOCIETY HILL
Legal Subdivision	SOCIETY HILL
Legal Lot Number	26
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	3
Census Block	3000
Census Tract	875400

Owner

40919 Cooper Dr is owned and occupied by an individual who bought it in June 2022.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	40919 COOPER DR, LEONARDTOWN, MD 20650-2618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC
Mar 24, 2020	Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Jul 20, 2016 · Amount on File
Deed Book / Page	6172 / 170
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jun 24, 2022
Property Address	40919 COOPER DR, LEONARDTOWN, MD 20650-2618
Document Number	0061720170
Book / Page	6172 / 170
Map Reference	LB 11 FO 60
Instrument Date	Jun 14, 2022
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	40919 COOPER DR, LEONARDTOWN, MD 20650-2618

Mortgage

Document Number	0006172181
Date	Jun 24, 2022
Instrument	6172/181

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	40919 COOPER DR, LEONARDTOWN, MD 20650-2618
Document Number	0053120001
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	AMC SETTLEMENT SERVICES LLC, AMC SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40919 COOPER DR LEONARDTOWN MD 206502618, LEONARDTOWN, MD 20650-2618

Mortgage

Document Number	0053120001
Date	Apr 9, 2020
Book Page	005312/000001

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 40919 Cooper Dr was $4,327.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,300 (-5.35%) Land $121,900 Building $246,400	$368,300 (-5.35%) Land $121,900 Building $246,400
2025	$4,327.00	$389,100 Land $115,300 Building $273,800	$389,100 Land $115,300 Building $273,800
2023	$3,407.00	$319,300	$389,100 Land $115,300 Building $273,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40919 Cooper Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	6 (2003–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2021 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40919 Cooper Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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