St. Mary's County property record for 40892 Cooper Dr, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,016 sqft · built 1992 |
| Lot Size | 0.483 acres (21,061 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $29,000 (Oct 1991) |
| Tax Bill | $3,877 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-027503 |
| Primary APN | 03-027503 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,061 sqft (0.483 acres) |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 100 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 027503 |
|---|---|
| Street Address | 40892 COOPER DR |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNC |
| Legal Description | LOT 13 SECTION 12C PLAT 10/70 SOCIETY HILL |
| Legal Subdivision | SOCIETY HILL |
| Legal Lot Number | 13 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 875400 |
40892 Cooper Dr is owned and occupied by two individuals who bought it in October 1991.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40892 COOPER DR, LEONARDTOWN, MD 20650-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 1991 · Amount on File |
| Deed Sale | Oct 7, 1991 · Amount on File |
| Prior Sale | Apr 2, 1985 · Amount on File |
| Deed Book / Page | 623 / 374 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 40892 Cooper Dr was $3,877.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,933 | $355,600 Land $118,000 Building $237,600 | |
| 2025 | $3,877.00 | ||
| 2023 | $3,345.00 | $313,233 | $347,100 Land $112,300 Building $234,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40892 Cooper Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 6 (2003–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40892 Cooper Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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