4090 River Rd, Perry, OH 44081 Property Records

Lake County property record for 4090 River Rd, Perry, OH 44081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,516 sqft · built 1995
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Tax Bill	$7,981 (2023)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-A-041-B-00-001-0`

Property Details

APN / Parcel Number

Primary APN	`03-A-041-B-00-001-0`
Alternative APN	`15`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,516 sqft Living Area
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Area	1,116 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	84 sqft
Deck Area	48 sqft
Patio Area	600 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4090 RIVER RD
City	PERRY
State	OH
Zip	44081-9625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-3
Legal Description	LOT 25
Legal Block	1
Legal Lot Number	25
Jurisdiction	LAKE OH
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1010
Census Tract	205300

Owner

Source: Lake County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4090 RIVER RD, PERRY, OH 44081-9625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ACE MORTGAGE FUNDING, LLC
Jun 26, 2026	Quit Claim Deed, Transfer AMERICAS TITLE, AMERICAS TITLE CORPORATION
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 12, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 21, 2026
Transfer Doc	0000013953
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Apr 29, 2026
Property Address	4090 RIVER RD, PERRY, OH 44081-9625
Document Number	0000008865
Instrument Date	Apr 21, 2026
Instrument	20268865
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	4090 RIVER RD, PERRY, OH 44081-9625

Mortgage

Document Number	0000008865,
Date	Apr 29, 2026
Instrument	20268865

Lender

Name	ACE MORTGAGE FUNDING, LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Jun 26, 2026
Property Address	4090 RIVER RD, PERRY, OH 44081-9625
Document Number	0000013953
Instrument Date	Apr 21, 2026
Instrument	202613953
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	AMERICAS TITLE, AMERICAS TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4090 RIVER RD, PERRY, OH 44081-9625

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	4090 RIVER RD, PERRY, OH 44081-9625
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4090 RIVER RD, PERRY, OH 44081-9625

Mortgage

Document Number	0000022214
Date	Nov 2, 2023
Instrument	2023R022214

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	4090 RIVER RD, PERRY, OH 44081-9625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015967
Date	Jul 12, 2019
Instrument	2019R015967

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 18, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Perry Township
Unified School District	Perry Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$137,120 (+48.38%) Land $30,650 Building $106,470	$391,770 (+48.37%) Land $87,570 Building $304,200
2023	$7,981.00 (+85.39%) Homeowner's exemption	$92,410 (-) Land $25,540 Building $66,870
2022	$4,305.00 Homeowner's exemption	$92,410 Land $25,540 Building $66,870
2021			$264,050 Land $72,980 Building $191,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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