4073 River Rd, Perry, OH 44081 Property Records

Lake County property record for 4073 River Rd, Perry, OH 44081

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,858 sqft · built 1991
Lot Size	4.05 acres (176,854 sqft)
Owner	2 Individual Names on File
Last Sale	$21,000 (Apr 1991)
Tax Bill	$5,037 (2023)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-A-041-0-00-015-0`

Property Details

APN / Parcel Number

Primary APN	`03-A-041-0-00-015-0`
Alternative APN	`74`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,858 sqft Living Area
Gross Area	2,789 sqft
1st Floor Area	1,166 sqft
Basement Area	1,680 sqft
Finished Basement	1,166 sqft
Unfinished Basement	514 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1997
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	176,854 sqft (4.05 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	192 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	74
Street Address	4073 RIVER RD
City	PERRY
State	OH
Zip	44081-9625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-2
Legal Description	LOT 25
Legal Subdivision	PERRY TOWNSHIP
Legal Lot Number	25 91
Jurisdiction	LAKE OH
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2017
Census Tract	205300

Owner

Source: Lake County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4073 RIVER RD, PERRY, OH 44081-9625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
May 17, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 15, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 1991 · Amount on Record
Deed Sale	Apr 22, 1991 · Amount on Record
Deed Document Number	1041
Record Updated	Jun 7, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	4073 RIVER RD, PERRY, OH 44081-9625
Transaction Type	Mortgage
Record Updated	Dec 15, 2023
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE PROVIDER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4073 RIVER RD, PERRY, OH 44081-9625

Mortgage

Document Number	0000024276
Date	Dec 5, 2023
Instrument	2023R024276

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	4073 RIVER RD, PERRY, OH 44081-9625
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4073 RIVER RD, PERRY, OH 44081-9625

Mortgage

Document Number	0000020970
Date	Oct 18, 2023
Instrument	2023R020970

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	9%
Max Rate	12%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	4073 RIVER RD, PERRY, OH 44081-9625
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016593
Date	May 17, 2021
Instrument	2021R016593

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 21, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	4073 RIVER RD, PERRY, OH 44081-9625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004071
Date	Feb 15, 2017
Instrument	2017R004071

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Perry Township
Unified School District	Perry Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,037.00 (+99.49%) Homeowner's exemption	$106,050 (-) Land $31,850 Building $74,200
2022	$2,525.00	$106,050 Land $31,850 Building $74,200
2021			$302,990 Land $90,990 Building $212,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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