4090 Rivendell Rd, Denver, NC 28037 Property Records

Lincoln County property record for 4090 Rivendell Rd, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,096 sqft · built 2023
Lot Size	1.2 acres (52,403 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jun 2023)
Tax Bill	$5,612 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4605-72-3827`

Property Details

APN / Parcel Number

Primary APN	`4605-72-3827`
Alternative APNs	`297204` `143279` `84610`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,096 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Custom Design
Lot Area	52,403 sqft (1.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	297204
Street Address	4090 RIVENDELL RD
City	DENVER
State	NC
Zip	28037-5531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	LT #1A EASTWIND COVE PH1
Legal Subdivision	EASTWIND COVE
Legal Lot Number	1A
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3003
Census Tract	71203

Owner

4090 Rivendell Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4090 RIVENDELL RD, DENVER, NC 28037-5531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Warranty Deed, Transfer · VA Mortgage SCHUMACHER MORTGAGE LLC
Aug 15, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Aug 15, 2022 · Amount on File
Deed Document Number	2023667920
Deed Book / Page	3254 / 28
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 6, 2023
Property Address	4090 RIVENDELL RD, DENVER, NC 28037
Document Number	0000325428
Book / Page	3254 / 28
Map Reference	MB 13 PG 361
Instrument Date	May 24, 2023
Instrument	667920
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	MASTER TITLE

Transaction

Amount	Amount on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 SHAWAN RD UNIT 521, 521, HUNT VALLEY, MD 21030-1481

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4090 RIVENDELL RD, DENVER, NC 28037

Mortgage

Document Number	0000667921
Date	Jun 6, 2023
Instrument	667921

Lender

Name	SCHUMACHER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 15, 2022
Property Address	4090 RIVENDELL RD, DENVER, NC 28037
Document Number	0003188676
Book / Page	3188 / 676
Map Reference	MB 13 PG 361
Instrument Date	Aug 5, 2022
Instrument	656411
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4277 SOARING EAGLE CV, DENVER, NC 28037-6504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 SHERWOOD RD, HUNT VALLEY, MD 21030-2326

Mortgage

Document Number	0003188678
Date	Aug 15, 2022
Book Page	3188/678
Instrument	656412

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4090 Rivendell Rd was $5,612, up 4.5% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,612.00 (+4.51%)	$898,678 (+3.94%) Land $293,675 Building $605,003	$898,678 (+3.94%) Land $293,675 Building $605,003
2025	$5,370.00	$864,596 Land $293,675 Building $570,921	$864,596 Land $293,675 Building $570,921
2023	$1,698.00	$281,675 Land $281,675	$281,675 Land $281,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4090 Rivendell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4090 Rivendell Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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