3950 Rivendell Rd, Denver, NC 28037 Property Records

Lincoln County property record for 3950 Rivendell Rd, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,838 sqft · built 2016
Lot Size	0.525 acres (22,869 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Jan 2024)
Tax Bill	$4,627 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4605-71-0392`

Property Details

APN / Parcel Number

Primary APN	`4605-71-0392`
Alternative APNs	`302012` `284077` `84419`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	1 Story
Building Area	3,838 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Lot Area	22,869 sqft (0.525 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	302012
Street Address	3950 RIVENDELL RD
City	DENVER
State	NC
Zip	28037-5524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	LT #33 EASTWIND COVE PH1
Legal Subdivision	EASTWIND COVE
Legal Lot Number	33
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3015
Census Tract	71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3950 RIVENDELL RD, DENVER, NC 28037-5524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Apr 29, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAP
May 11, 2019	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP
Jan 23, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Prior Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	2024675845
Deed Book / Page	3298 / 504
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 8, 2024
Property Address	3950 RIVENDELL RD, DENVER, NC 28037-5524
Document Number	0003298504
Book / Page	3298 / 504
Map Reference	MB 13 PG 328&329
Instrument Date	Jan 8, 2024
Instrument	675845
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 LAKECREST CT, TOWSON, MD 21286-1542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 RIVENDELL RD, DENVER, NC 28037-5524

Mortgage

Document Number	0000675846
Date	Jan 8, 2024
Instrument	675846

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 29, 2021
Property Address	3950 RIVENDELL RD, DENVER, NC 28037-5524
Document Number	3036430
Book / Page	3036 / 430
Map Reference	MB 13 PG 328&329
Instrument Date	Apr 29, 2021
Instrument	630320
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5091 GENESEE PKWY, 5091, BOKEELIA, FL 33922-3066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 RIVENDELL RD, DENVER, NC 28037-5524

Mortgage

Document Number	0003036432
Date	Apr 29, 2021
Book Page	3036/432
Instrument	630321

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3950 RIVENDELL RD, DENVER, NC 28037-5524
Document Number	2914190
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 RIVENDELL RD DENVER NC 280375524, DENVER, NC 28037-5524

Mortgage

Document Number	2914190
Date	Jun 2, 2020
Book Page	002914/000190
Instrument	609748

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3950 RIVENDELL RD, DENVER, NC 28037-5524
Document Number	2817573
Instrument Date	May 11, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 RIVENDELL RD DENVER NC 280375524, DENVER, NC 28037-5524

Mortgage

Document Number	2817573
Date	May 22, 2019
Book Page	002817/000573
Instrument	592793

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 21, 2034

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 23, 2017
Property Address	3950 RIVENDELL RD, DENVER, NC 28037-5524
Document Number	2642302
Book / Page	002642 / 000302
Instrument Date	Jan 23, 2017
Instrument	557942
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$679.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3950 RIVENDELL RD DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number	2642304
Date	Jan 23, 2017
Book Page	002642/000304
Instrument	557943

Lender

Name	TEACHERS FCU
Type	Credit Union
Address	HAUPPAGUE, NY 11788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 22, 2032

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,627.00 (+2.73%)	$736,925 (+1.36%) Land $77,000 Building $659,925	$736,925 (+1.36%) Land $77,000 Building $659,925
2023	$4,504.00	$727,040 Land $77,000 Building $650,040	$727,040 Land $77,000 Building $650,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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