Okaloosa County property record for 4090 Dancing Cloud Ct, Unit 249, Destin, FL 32541
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,147 sqft · built 1999 |
| Lot Size | 17.8 acres (775,514 sqft) |
| Owner | Individual Name on File |
| Last Sale | $322,000 (Nov 2022) |
| Tax Bill | $2,576 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Feb 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-8890-9 |
| Primary APN | C56-000-598-8890-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,147 sqft Heated Area |
| Year Built | Built 1999 |
|---|---|
| Lot Area | 775,514 sqft |
| Street Address | 4090 DANCING CLOUD CT UNIT 249, 249 |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3398 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | INDIAN LAKE CONDO UNIT 249 BLDG 7 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | INDIAN LAKE CONDO |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 23304 |
Source: Okaloosa County records · APN C56-000-598-8890-9
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4090 DANCING CLOUD CT UNIT 249, 249, DESTIN, FL 32541-3398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage VISIO FINANCIAL SERVICES INC |
| Feb 15, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on Record |
| Deed Sale | Nov 15, 2022 · Amount on Record |
| Prior Sale | Nov 15, 2022 · Amount on Record |
| Deed Document Number | 0036511705 |
| Deed Book / Page | 3651 / 1705 |
| Last Transfer Date | Feb 15, 2023 |
| Transfer Doc | 0032350999 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 15, 2022 |
| Property Address | 4090 DANCING CLOUD CT UNIT 249, 249, DESTIN, FL 32541-3398 |
| Document Number | 0036511705 |
| Book / Page | 3651 / 1705 |
| Map Reference | MB 2672 PG 3597 |
| Instrument Date | Nov 04, 2022 |
| Instrument | 3591010 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2022 |
| Title Company | ZILLOW CLOSING SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,254.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4109 DRIFTING SAND TRL, 4109, DESTIN, FL 32541-3334 |
| Name | Verified Name |
|---|---|
| Address | 536 JODECO STATION ST, STOCKBRIDGE, GA 30281-5871 |
| Document Number | 0036511708 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 3651/1708 |
| Name | VISIO FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 15, 2023 |
| Property Address | 4090 DANCING CLOUD CT UNIT 249, 249, DESTIN, FL 32541-3398 |
| Document Number | 0032350999 |
| Book / Page | 3235 / 999 |
| Map Reference | MB 2672 PG 3579 |
| Instrument Date | Feb 08, 2016 |
| Instrument | 3048071 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 N RIVERSIDE DR # DR502, DR502, POMPANO BEACH, FL 33062-5032 |
| Name | Verified Name |
|---|---|
| Address | 201 N RIVERSIDE DR APT 502, 502, POMPANO BEACH, FL 33062-5024 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,576.00 (-6.77%) | $245,000 (-5.77%) Building $245,000 | $245,000 (-5.77%) Building $245,000 |
| 2023 | $2,763.00 (+52.82%) | $260,000 (+36.84%) Building $260,000 | $260,000 (+36.84%) Building $260,000 |
| 2022 | $1,808.00 | $190,000 Building $190,000 | $190,000 Building $190,000 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 576 units insured incl. 533 condo units |
| Nearby Flood Claims | 106 (1978–2020) |
| Claims Outside the SFHA | 69 of 106 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 284 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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