4090 Dancing Cloud Ct, Unit 247, Destin, FL 32541 Property Records

Okaloosa County property record for 4090 Dancing Cloud Ct, Unit 247, Destin, FL 32541

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,147 sqft · built 1999
Lot Size	17.8 acres (775,514 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Sep 2018)
Tax Bill	$2,310 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-8888-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-8888-3`
Alternative APN	`00-2S-22-1050-0007-0247`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,147 sqft Heated Area

Exterior

Year Built	Built 1999
Lot Area	775,514 sqft

Location & Zoning

Street Address	4090 DANCING CLOUD CT UNIT 247, 247
City	DESTIN
State	FL
Zip	32541-3398
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	INDIAN LAKE CONDO UNIT 247 BLDG 7
Legal Range	22
Legal Township	02S
Legal Subdivision	INDIAN LAKE CONDO
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23304

Owner

Source: Okaloosa County records · APN C56-000-598-8888-3

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	154 COUNTRY CLUB DR W, DESTIN, FL 32541-4418
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Mar 03, 2011 · Amount on Record
Deed Document Number	3234428
Deed Book / Page	3368 / 4713
Record Updated	Jun 08, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 26, 2018
Property Address	4090 DANCING CLOUD CT UNIT 247, 247, DESTIN, FL 32541-3398
Document Number	0033684713
Book / Page	3368 / 4713
Map Reference	OR2671 PG3647
Instrument Date	Sep 24, 2018
Instrument	3234428
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	SOUTHTRUST LAW & TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4240 LANCASTER DR, 4240, NICEVILLE, FL 32578-4500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 COUNTRY CLUB DR W, DESTIN, FL 32541-4418

Mortgage

Document Number	0003234429
Date	Sep 26, 2018
Instrument	3234429

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,310.00 (+2.8%)	$245,000 (-5.77%) Building $245,000	$245,000 (-5.77%) Building $245,000
2023	$2,247.00 (+24.28%)	$260,000 (+36.84%) Building $260,000	$260,000 (+36.84%) Building $260,000
2022	$1,808.00	$190,000 Building $190,000	$190,000 Building $190,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	576 units insured incl. 533 condo units
Nearby Flood Claims	106 (1978–2020)
Claims Outside the SFHA	69 of 106
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Dennis, Jul 2005 · 12 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 42 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Lumen Technologies.

Based on FCC filings for 284 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.