409 Wraggs Ferry Rd, Georgetown, SC 29440 Property Records

Georgetown County property record for 409 Wraggs Ferry Rd, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,838 sqft · built 1992
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Apr 2015)
Tax Bill	$3,556 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`0201720024.00.00`

Property Details

APN / Parcel Number

Primary APN	`0201720024.00.00`
Alternative APNs	`02-0172-024-00-00` `6418`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,838 sqft Living Area
Gross Area	2,902 sqft
2nd Floor Area	518 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	560 sqft
Porch	Slab
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	6418
Street Address	409 WRAGGS FERRY RD
City	GEORGETOWN
State	SC
Zip	29440-6876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 221 WEDGEFIELD P
Legal Subdivision	WEDG
Legal Lot Number	221
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1014
Census Tract	920301

Owner

409 Wraggs Ferry Rd is owned and occupied by two individuals who bought it in April 2015.

Source: Georgetown County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 WRAGGS FERRY RD, GEORGETOWN, SC 29440-6876
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2015 · Amount on File
Deed Sale	Apr 17, 2015 · Amount on File
Deed Document Number	20153389
Deed Book / Page	2555 / 264
Prior Transfer Date	Aug 20, 2014
Prior Transfer Doc	2429/0147
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	409 WRAGGS FERRY RD, GEORGETOWN, SC 29440-6876
Document Number	3311/0225
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 WRAGGS FERRY RD GEORGETOWN SC 294406876, GEORGETOWN, SC 29440-6876

Mortgage

Document Number	3311/0225
Date	Jul 16, 2018
Book Page	003311/000225
Instrument	6607

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 409 Wraggs Ferry Rd was $3,556.

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,556.00	$13,655 Land $2,524 Building $11,131	$324,600 Land $60,000 Building $264,600
2023	$3,233.00 (+4.8%)	$11,880 (-) Land $1,900 Building $9,980	$197,900 (-) Land $31,600 Building $166,300
2022	$3,085.00	$11,880 Land $1,900 Building $9,980	$197,900 Land $31,600 Building $166,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Wraggs Ferry Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	38 (1981–2025)
Claims Outside the SFHA	6 of 38
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Florence, Oct 2018 · 2 claims Hurricane Matthew, Oct 2016 · 3 claims Severe Storms And Flooding, Oct 2015 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Wraggs Ferry Rd is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 95% of South Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WEDGEFIELD PLANTATION (2220006) serves 1,132 people · EPA ID SC2220006
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HTC Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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