384 Wraggs Ferry Rd, Georgetown, SC 29440 Property Records

Georgetown County property record for 384 Wraggs Ferry Rd, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,964 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,338 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Dec 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`0201720031.00.00`

Property Details

APN / Parcel Number

Primary APN	`0201720031.00.00`
Alternative APNs	`02-0172-031-00-00` `6425`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,964 sqft Living Area
Gross Area	2,769 sqft
1st Floor Area	888 sqft
2nd Floor Area	1,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	572 sqft
Driveway	Driveway
Porch	Slab
Porch Area	233 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	6425
Street Address	384 WRAGGS FERRY RD
City	GEORGETOWN
State	SC
Zip	29440-6857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 228 WEDGEFIELD P
Legal Subdivision	WEDG
Legal Lot Number	228
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1015
Census Tract	920301

Owner

Source: Georgetown County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	384 WRAGGS FERRY RD, GEORGETOWN, SC 29440-6857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit GEORGETOWN KRAFT CU
Dec 15, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 29, 2021
Transfer Doc	04265/0104
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	384 WRAGGS FERRY RD, GEORGETOWN, SC 29440-6857
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04241/0360
Date	Nov 9, 2021
Book Page	4241/360
Instrument	202100016456

Lender

Name	GEORGETOWN KRAFT CU
Type	Credit Union
Address	GEORGETOWN, SC 29440

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 8, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEORGETOWN SC
Recording Date	Dec 15, 2021
Property Address	384 WRAGGS FERRY RD, GEORGETOWN, SC 29440-6857
Document Number	04265/0104
Book / Page	4265 / 104
Map Reference	MB 12 PG 491
Instrument Date	Nov 29, 2021
Instrument	202100018223
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	384 WRAGGS FERRY RD, GEORGETOWN, SC 29440-6857

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,338.00 (+6.7%)	$9,315 (+15%) Land $1,525 Building $7,790	$337,200 (+66.52%) Land $55,200 Building $282,000
2023	$1,254.00 (+7.18%)	$8,100 (-) Land $1,050 Building $7,050	$202,500 (-) Land $26,300 Building $176,200
2022	$1,170.00	$8,100 Land $1,050 Building $7,050	$202,500 Land $26,300 Building $176,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	38 (1981–2025)
Claims Outside the SFHA	6 of 38
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Florence, Oct 2018 · 2 claims Hurricane Matthew, Oct 2016 · 3 claims Severe Storms And Flooding, Oct 2015 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 95% of South Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WEDGEFIELD PLANTATION (2220006) serves 1,132 people · EPA ID SC2220006
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HTC Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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