409 Windley Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 409 Windley Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2020
Square Footage	2,974 sqft Living Area
Lot Size	8,276 sqft (0.19 acres)
Occupancy	Owner Occupied
Last Sale	$451,248 (2020)
Tax Bill	$8,659.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`010013-1890`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	17 Plumbing Fixtures
Building Area	2,974 sqft Living Area
Gross Area	3,374 sqft Gross Area
1st Floor	2,326 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Porch Area	389 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	409 WINDLEY DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0076
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	95/55-59 SHEARWATER PHASE 2B-2 LOT 189 OR5038/1044
Legal Range	27E
Legal Township	05S
Legal Section	26
Legal Subdivision	SHEARWATER PHASE 2B-2
Legal Phase	2B
Legal Block	2
Legal Lot Number	189
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2000
Census Tract	20907

Owner

Source: St. Johns County records · APN 010013-1890

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 WINDLEY DR, SAINT AUGUSTINE, FL 32092-0076
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Deed Doc Number	202076954
Deed Book / Page	5038 / 1044
Record Refreshed	Jun 08, 2026

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 10, 2020
Property Address	409 WINDLEY DR, SAINT AUGUSTINE, FL 32092-0076
Document Number	0050381044
Book / Page	5038 / 1044
Map Reference	MB 95 PG 55-59
Instrument Date	Aug 28, 2020
Instrument	2020076954
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WESTMINSTER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,159.10
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 GIBRALTAR RD, 250, HORSHAM, PA 19044-2323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 WINDLEY DR, SAINT AUGUSTINE, FL 32092-0076

Mortgage

Document Number	50381046
Date	Sep 10, 2020
Instrument	5038/1046

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,996 (+2.7%)	$516,709 (-8.42%) Land $135,000 Building $381,709
2025	$8,659.00 (+7.63%) Homeowner's exemption	$458,613 (+5.99%)	$564,234 (+1.89%) Land $135,000 Building $429,234
2024	$8,045.00 (+1.93%)
2023	$7,893.00 (+5.31%) Homeowner's exemption	$432,707 (+3%)	$553,773 (+6.46%) Land $125,000 Building $428,773
2022	$7,495.00 Homeowner's exemption	$420,104	$520,194 Land $112,000 Building $408,194

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 22% of Florida
Wildfire Likelihood	About 1 in 980 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.