St. Johns County property record for 397 Windley Dr, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,678 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $465,000 (2020) |
| Tax Bill | $8,275.00 (2025) |
| Primary APN | 010013-1880 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Building Area | 2,678 sqft Living Area |
| Gross Area | 3,403 sqft Gross Area |
| 1st Floor | 2,678 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,276 sqft (0.19 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 725 sqft Garage |
| Porch Area | 297 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 397 WINDLEY DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0047 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 95/60-67 SHEARWATER PHASE 2A-3 LOT 188 OR5034/195 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 26 |
| Legal Subdivision | SHEARWATER PHASE 2A-3 |
| Legal Phase | 2A |
| Legal Block | 1 |
| Legal Lot Number | 188 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 010013-1880
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 397 WINDLEY DR, SAINT AUGUSTINE, FL 32092-0047 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 03, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2020 · Amount on Record |
| Deed Sale | Sep 03, 2020 · Amount on Record |
| Deed Doc Number | 202074933 |
| Deed Book / Page | 5034 / 195 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 397 WINDLEY DR, SAINT AUGUSTINE, FL 32092-0047 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 397 WINDLEY DR, SAINT AUGUSTINE, FL 32092-0047 |
| Document Number | 0058770548 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 5877/548 |
| Instrument | 2023099878 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 03, 2020 |
| Property Address | 397 WINDLEY DR, SAINT AUGUSTINE, FL 32092-0047 |
| Document Number | 0050340195 |
| Book / Page | 5034 / 195 |
| Map Reference | MB 95 PG 60-67 |
| Instrument Date | Aug 22, 2020 |
| Instrument | 2020074933 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | TOWN SQUARE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,255.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 680 CROSSWATER PKWY, 680, PONTE VEDRA, FL 32081-0768 |
| Name | Verified Name |
|---|---|
| Address | 397 WINDLEY DR, SAINT AUGUSTINE, FL 32092-0047 |
| Document Number | 5034197 |
|---|---|
| Date | Sep 03, 2020 |
| Instrument | 5034/197 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,678 (+2.7%) | $495,115 (-7.11%) Land $135,000 Building $360,115 | |
| 2025 | $8,275.00 (+7.51%) Homeowner's exemption | $430,066 (+2.9%) | $532,988 (+0.18%) Land $135,000 Building $397,988 |
| 2024 | $7,697.00 (+1.93%) Homeowner's exemption | $417,946 (+3%) | $532,016 (+1.92%) Land $135,000 Building $397,016 |
| 2023 | $7,551.00 (+5.46%) Homeowner's exemption | $405,773 (+3%) | $522,016 (+6.55%) Land $125,000 Building $397,016 |
| 2022 | $7,160.00 Homeowner's exemption | $393,954 | $489,941 Land $112,000 Building $377,941 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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