Bertie County property record for 409 White Oak Rd, Windsor, NC 27983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 480 sqft · built 1980 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,267 (2025) |
| Deeds & Mortgages | Jan 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 6805-34-5189 |
| Primary APN | 6805-34-5189 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 480 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Dimensions | 182 ft deep x 180 ft wide |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Shed | 1 Shed |
| Storage Building | Storage Building |
| Total Buildings | 6 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | 14427 |
|---|---|
| Street Address | 409 WHITE OAK RD |
| City | WINDSOR |
| State | NC |
| Zip | 27983-8007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOME |
| Jurisdiction | BERTIE NC |
| Township / Civil Division | WINDSOR |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 960401 |
Source: Bertie County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 WHITE OAK RD, WINDSOR, NC 27983-8007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERTIE NC |
| Property Address | 409 WHITE OAK RD, WINDSOR, NC 27983-8007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000986/549 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 986/549 |
| Name | SOUTHERN BANK & TRUST |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Bertie County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Bertie County |
| Unified School District | Bertie County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,267.00 | $131,040 (-) Land $10,343 Building $120,697 | $131,040 (-) Land $10,343 Building $120,697 |
| 2024 | $1,267.00 (+7.19%) | $131,040 (-) Land $10,343 Building $120,697 | $131,040 (-) Land $10,343 Building $120,697 |
| 2023 | $1,182.00 (+34.17%) | $131,040 (+28.58%) Land $10,343 Building $120,697 | $131,040 (+28.58%) Land $10,343 Building $120,697 |
| 2022 | $881.00 | $101,912 Land $10,343 Building $91,569 | $101,912 Land $10,343 Building $91,569 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 8 (2010–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERTIE COUNTY REGIONAL WATER serves 13,736 people · EPA ID NC0408085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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