249 White Oak Rd, Windsor, NC 27983 Property Records

Bertie County property record for 249 White Oak Rd, Windsor, NC 27983

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,655 sqft · built 2004
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Tax Bill$1,489 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN6805-11-6619

Property Details

APN / Parcel Number

Primary APN6805-11-6619
Alternative APNs
  • 32695
  • 37907

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths3 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,655 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions200 ft deep x 100 ft wide
DrivewayDriveway
PorchSlab
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Account Number37907
Street Address249 WHITE OAK RD
CityWINDSOR
StateNC
Zip27983-8003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPERRY
Legal SubdivisionL T LIVERMON JR
JurisdictionBERTIE NC
Township / Civil DivisionWINDSOR
Census Block Group1
Census Block1005
Census Tract960401

Owner

249 White Oak Rd is owned by two individuals who acquired it in September 2024.

Source: Bertie County records, as of April 27, 2026

Owner of Record2 Individual Names on File
Mailing Address314 BUCKHORN BRANCH PARK, CLAYTON, NC 27520-2070
Owner TypeIndividual
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 3, 2024
Transfer Doc001028/292
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERTIE NC
Property Address249 WHITE OAK RD, WINDSOR, NC 27983-8003
Transaction TypeMortgage
Record UpdatedMar 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2813 HORSEMANS RIDGE DR, CLAYTON, NC 27520-7203

Mortgage

Document Number001023/756
DateFeb 21, 2024
Book Page1023/756
Instrument2024000209
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Address1201 PEACHTREE ST NE, ATLANTA, GA 30361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 249 White Oak Rd was $1,489.

Source: Bertie County assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBertie County
Unified School DistrictBertie County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,489.00$153,945 (-) Land $9,283 Building $144,662$153,945 (-) Land $9,283 Building $144,662
2024$1,489.00 (+7.2%)$153,945 (-) Land $9,283 Building $144,662$153,945 (-) Land $9,283 Building $144,662
2023$1,389.00 (+4.36%)$153,945 (-) Land $9,283 Building $144,662$153,945 (-) Land $9,283 Building $144,662
2022$1,331.00$153,945 Land $9,283 Building $144,662$153,945 Land $9,283 Building $144,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 249 White Oak Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims8 (2010–2016)
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 249 White Oak Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERTIE COUNTY REGIONAL WATER
serves 13,736 people · EPA ID NC0408085
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on White Oak Rd

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