409 Walnut Ln, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 409 Walnut Ln, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,980 sqft · built 1965
Lot Size	0.38 acres (16,546 sqft)
Owner	Individual Name on File
Last Sale	$269,900 (Jan 2019)
Tax Bill	$4,590 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-11702-07-191`

Property Details

APN / Parcel Number

Primary APN	`01-11702-07-191`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	1,980 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Construction Type	Wood
Lot Area	16,546 sqft (0.38 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	409 WALNUT LN
City	SAINT PAUL
State	MN
Zip	55124-9356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APPLE VALLEY 3RD ADDITION 19 7 LOT 19 BLK 7 & PT OUTLOT 2 N OF LINE COM NW COR L 14 B 6 SW TO NE COR L 18 B 7 OF OUTLOT 2
Legal Subdivision	APPLE VALLEY 3RD ADDITION
Legal Block	7
Legal Lot Number	191
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1003
Census Tract	60811

Owner

409 Walnut Ln is owned and occupied by an individual who bought it in January 2019.

Source: Dakota County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	409 WALNUT LN, SAINT PAUL, MN 55124-9356
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 20, 2022	Transfer on Death Deed, Transfer
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jan 4, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2019 · Amount on File
Deed Sale	Jan 4, 2019 · Amount on File
Deed Document Number	2019801142
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	409 WALNUT LN, APPLE VALLEY, MN 55124-9356
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000839439
Date	Mar 11, 2021
Instrument	839439

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DAKOTA MN
Recording Date	Apr 20, 2022
Property Address	409 WALNUT LN, APPLE VALLEY, MN 55124-9356
Document Number	0000861031
Instrument Date	Apr 14, 2022
Instrument	861031
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	409 WALNUT LN, APPLE VALLEY, MN 55124-9356
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000839439
Date	Mar 11, 2021
Instrument	839439

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jan 4, 2019
Property Address	409 WALNUT LN, APPLE VALLEY, MN 55124-9356
Document Number	0000801142
Instrument Date	Jan 3, 2019
Instrument	801142
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 WALNUT LN, APPLE VALLEY, MN 55124-9356

Mortgage

Document Number	0000801143
Date	Jan 4, 2019
Instrument	801143

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTA
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 409 Walnut Ln was $4,590 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,590.00 Homeowner's exemption	$375,800 (+3.58%) Land $86,900 Building $288,900	$375,800 (+3.58%) Land $86,900 Building $288,900
2024		$362,800 Land $83,800 Building $279,000	$362,800 Land $83,800 Building $279,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Walnut Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Walnut Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Xfinity.

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