405 Walnut Ln, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 405 Walnut Ln, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,816 sqft · built 1966
Lot Size	0.356 acres (15,515 sqft)
Owner	2 Individual Names on File
Last Sale	$284,900 (Oct 2019)
Tax Bill	$4,256 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-11702-07-200`

Property Details

APN / Parcel Number

Primary APN	`01-11702-07-200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,816 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,086 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1989
Architectural Style	Split Level
Construction Type	Wood
Lot Area	15,515 sqft (0.356 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	405 WALNUT LN
City	SAINT PAUL
State	MN
Zip	55124-9356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APPLE VALLEY 3RD ADDITION 20 7
Legal Subdivision	APPLE VALLEY 3RD ADDITION
Legal Block	7
Legal Lot Number	200
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1003
Census Tract	60811

Owner

405 Walnut Ln is owned and occupied by two individuals who bought it in October 2019.

Source: Dakota County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 WALNUT LN, SAINT PAUL, MN 55124-9356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NOVATION CU
Aug 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage CENTER FOR ENERGY & ENVIRONMENT
Oct 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NOVATION CU
Oct 15, 2019	Warranty Deed, Transfer · Conventional with PMI NOVATION CU
Apr 19, 2017	Warranty Deed, Transfer · Conventional with PMI AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2019 · Amount on File
Deed Sale	Oct 15, 2019 · Amount on File
Deed Document Number	2019812093
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	405 WALNUT LN, APPLE VALLEY, MN 55124-9356
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WALNUT LN, APPLE VALLEY, MN 55124-9356

Mortgage

Document Number	0000876755
Date	Sep 14, 2023
Instrument	876755

Lender

Name	NOVATION CU
Type	Credit Union
Address	SAINT PAUL, MN 55128

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jul 1, 2038

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	405 WALNUT LN, APPLE VALLEY, MN 55124-9356
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000876354
Date	Aug 30, 2023
Instrument	876354

Lender

Name	CENTER FOR ENERGY & ENVIRONMENT
Type	Non-Lending Institution
Address	MINNEAPOLIS, MN 55401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 17, 2038

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	405 WALNUT LN, APPLE VALLEY, MN 55124-9356
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WALNUT LN, APPLE VALLEY, MN 55124-9356

Mortgage

Document Number	0000867468
Date	Oct 7, 2022
Instrument	867468

Lender

Name	NOVATION CU
Type	Credit Union
Address	SAINT PAUL, MN 55128

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	59 Months
Due	Sep 1, 2027

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Oct 15, 2019
Property Address	405 WALNUT LN, APPLE VALLEY, MN 55124-9356
Document Number	0000812093
Instrument Date	Oct 11, 2019
Instrument	812093
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.17
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 WALNUT LN APPLE VALLEY MN 551249356, APPLE VALLEY, MN 55124-9356

Mortgage

Document Number	812094
Date	Oct 15, 2019
Instrument	812094

Lender

Name	NOVATION CU
Type	Credit Union
Address	OAKDALE, MN 55128

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Apr 19, 2017
Property Address	405 WALNUT LN, APPLE VALLEY, MN 55124-9356
Document Number	0000776042
Instrument Date	Apr 18, 2017
Instrument	776042
Transaction Type	Transfer
Record Updated	Apr 26, 2017
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 WALNUT LN APPLE VALLEY MN 551249356, APPLE VALLEY, MN 55124-9356

Mortgage

Document Number	776043
Date	Apr 19, 2017
Instrument	776043

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 405 Walnut Ln was $4,256 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,256.00	$351,000 Land $90,300 Building $260,700	$351,000 Land $90,300 Building $260,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Walnut Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Walnut Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Xfinity.

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