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409 Walnut Ave, Royal Oak, MI 48073 Property Records

Oakland County property record for 409 Walnut Ave, Royal Oak, MI 48073

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,257 sqft · built 1950
Lot Size0.109 acres (4,748 sqft)
Owner2 Individual Names on Record
Tax Bill$2,411 (2025)
Deeds & MortgagesDec 2021 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN72-25-09-479-004

Property Details

APN / Parcel Number

Primary APN72-25-09-479-004

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,257 sqft Living Area
1st Floor Area832 sqft
Basement Area832 sqft
Unfinished Basement832 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,748 sqft (0.109 acres)
Lot Dimensions107 ft deep x 44 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address409 WALNUT AVE
CityROYAL OAK
StateMI
Zip48073-5310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 9 SUNNYBROOK SUB W 9 FT OF LOT 15 & E 35 FT OF LOT 16
Legal Range11E
Legal Township01N
Legal Section09
Legal Subdivision9 SUNNYBROOK SUB
Legal Lot Number15-16
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group5
Census Block5020
Census Tract183700

Owner

Source: Oakland County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address409 WALNUT AVE, ROYAL OAK, MI 48073-5310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Oct 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 30, 1998
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address409 WALNUT AVE, ROYAL OAK, MI 48073-5310
Transaction TypeMortgage
Record UpdatedFeb 15, 2022
Title CompanyABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 WALNUT AVE, ROYAL OAK, MI 48073-5310

Mortgage

Document Number0000272057
DateDec 10, 2021
Book Page57165/109
Instrument272057
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address409 WALNUT AVE, ROYAL OAK, MI 48073-5310
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000168245
DateOct 12, 2018
Book Page52267/00001
Instrument168245
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,411.00 (-22.07%) Homeowner's exemption$134,950$269,900
2024$3,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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