400 Walnut Ave, Royal Oak, MI 48073 Property Records

Oakland County property record for 400 Walnut Ave, Royal Oak, MI 48073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,221 sqft · built 1950
Lot Size	0.107 acres (4,661 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Feb 2020)
Tax Bill	$3,545 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72-25-09-478-018`

Property Details

APN / Parcel Number

Primary APN	`72-25-09-478-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,221 sqft Living Area
1st Floor Area	770 sqft
Basement Area	770 sqft
Finished Basement	770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	4,661 sqft (0.107 acres)
Lot Dimensions	106 ft deep x 44 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	41 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	400 WALNUT AVE
City	ROYAL OAK
State	MI
Zip	48073-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ONE FAM
Legal Description	T1N, R11E, SEC 9 SUNNYBROOK SUB E 23 FT OF LOT 27 & W 21 FT OF LOT 28
Legal Range	11E
Legal Township	01N
Legal Section	09
Legal Subdivision	9 SUNNYBROOK SUB
Legal Lot Number	27-28
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	5
Census Block	5016
Census Tract	183700

Owner

400 Walnut Ave is owned and occupied by two individuals who acquired it in June 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 WALNUT AVE, ROYAL OAK, MI 48073-5309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Feb 24, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2020 · Amount on File
Deed Sale	Feb 24, 2020 · Amount on File
Prior Sale	Mar 29, 2011 · Amount on File
Deed Document Number	202037991
Deed Book / Page	53867 / 147
Last Transfer Date	Jun 25, 2024
Transfer Doc	0000105531
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	400 WALNUT AVE, ROYAL OAK, MI 48073-5309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 WALNUT AVE, ROYAL OAK, MI 48073-5309

Mortgage

Document Number	0000261277
Date	Dec 9, 2020
Book Page	55302/800
Instrument	261277

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 24, 2020
Property Address	400 WALNUT AVE, ROYAL OAK, MI 48073-5309
Document Number	0000037991
Book / Page	053867 / 000147
Instrument Date	Feb 3, 2020
Instrument	37991
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	TITLE ONE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10621 MILFORD RD HOLLY MI 484429167, HOLLY, MI 48442-9167

Mortgage

Document Number	40549
Date	Feb 24, 2020
Book Page	053883/000223
Instrument	40549

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 400 Walnut Ave was $3,545 with a homeowner's exemption, down 22.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,545.00 (-22.07%) Homeowner's exemption	$130,640	$261,280
2024	$4,549.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Walnut Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 400 Walnut Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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