St. Joseph County property record for 409 W Wheeler St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,226 sqft · built 1875 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Jun 2023) |
| Tax Bill | $1,198 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-199-055-00 |
| Primary APN | 051-199-055-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,226 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 440 sqft |
| Unfinished Basement | 432 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 155 ft deep x 66 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 W WHEELER ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | PART OF N 1/2 NW 1/4 NW 1/4 SEC 18 T6S R11W CITY OF THREE RIVERS DESC AS S 132 FT OF PCL BND W BY ROCK RIVER AVE N BY CUSHMAN |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 18 |
| Legal Subdivision | CITY OF THREE RIVERS |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 40100 |
Source: St. Joseph County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 720 PORTAGE AVE, THREE RIVERS, MI 49093-1470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Contract Sale, Transfer |
| Jun 2, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2023 · Amount on Record |
| Deed Sale | Jun 2, 2023 · Amount on Record |
| Prior Sale | Mar 6, 2014 · Amount on Record |
| Deed Document Number | 20234145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 15, 2026 |
| Property Address | 409 W WHEELER ST, THREE RIVERS, MI 49093-2409 |
| Document Number | 0000005759 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 20265759 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $45,450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 W WHEELER ST, THREE RIVERS, MI 49093-2409 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 2, 2023 |
| Property Address | 409 W WHEELER ST, THREE RIVERS, MI 49093-2409 |
| Document Number | 2023004145 |
| Instrument Date | Jun 2, 2023 |
| Instrument | 2023004145 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10190 COREY DR, THREE RIVERS, MI 49093 |
| Name | Verified Name |
|---|---|
| Address | 409 W WHEELER ST, THREE RIVERS, MI 49093-2409 |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,200 (+46.95%) | $96,400 (+46.95%) | |
| 2025 | $1,198.00 (-16.28%) Homeowner's exemption | ||
| 2023 | $32,800 Land $3,000 Building $29,800 | $65,600 Land $6,000 Building $59,600 | |
| 2022 | $1,431.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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