St. Joseph County property record for 313 W Wheeler St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 936 sqft · built 1945 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,199 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-145-302-00 |
| Primary APN | 051-145-302-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 87 ft deep x 81 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 313 W WHEELER ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | W 81 FT OF LOT 1 & W 81 FT OF S 21 FT OF LOT 2 BLK 27. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 27 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 40100 |
313 W Wheeler St is owned and occupied by an individual who acquired it in September 2026.
Source: St. Joseph County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 W WHEELER ST, THREE RIVERS, MI 49093-2421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 15, 2026 | Quit Claim Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Mar 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Mar 5, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2026 |
| Deed Sale | Sep 15, 2026 |
| Prior Sale | Mar 5, 2019 · Amount on File |
| Deed Document Number | 20267454 |
| Prior Transfer Date | Aug 19, 2026 |
| Prior Transfer Doc | 0000007454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 15, 2026 |
| Property Address | 313 W WHEELER ST, THREE RIVERS, MI 49093-2421 |
| Document Number | 0000007454 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 20267454 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 313 W WHEELER ST, THREE RIVERS, MI 49093-2421 |
| Document Number | 0000007455, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 20267455 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 5, 2019 |
| Property Address | 313 W WHEELER ST, THREE RIVERS, MI 49093-2421 |
| Document Number | 01950/0146 |
| Book / Page | 1950 / 0146 |
| Map Reference | LB F PG 28 |
| Instrument Date | Feb 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $937.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 313 W WHEELER ST, 313, THREE RIVERS, MI 49093-2421 |
| Name | Verified Name |
|---|---|
| Address | 56668 PULVER RD, THREE RIVERS, MI 49093-9716 |
| Document Number | 0001950148 |
|---|---|
| Date | Mar 5, 2019 |
| Instrument | 1950/148 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 5, 2019 |
| Property Address | 313 W WHEELER ST, THREE RIVERS, MI 49093-2421 |
| Document Number | 1950/0144 |
| Book / Page | 1950 / 0144 |
| Map Reference | LB F PG 28 |
| Instrument Date | Feb 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 313 W WHEELER ST, 313, THREE RIVERS, MI 49093-2421 |
| Name | Verified Name |
|---|---|
| Address | 313 W WHEELER ST, THREE RIVERS, MI 49093-2421 |
The 2025 property tax bill for 313 W Wheeler St was $3,199.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,700 (+7.66%) Land $4,200 Building $67,500 | $143,400 (+7.66%) Land $8,400 Building $135,000 | |
| 2025 | $3,199.00 | $66,600 Land $4,200 Building $62,400 | $133,200 Land $8,400 Building $124,800 |
| 2023 | $52,400 Land $3,600 Building $48,800 | $104,800 Land $7,200 Building $97,600 | |
| 2022 | $2,014.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 313 W Wheeler St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 313 W Wheeler St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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