409 W Smith St, Chadbourn, NC 28431 Property Records

Columbus County property record for 409 W Smith St, Chadbourn, NC 28431

Property Summary

Property TypeSingle Family Home
Details1,182 sqft · built 1978
OwnerIndividual Name on Record
Tax Bill$213 (2025)
Flood ZoneZone X (minimal risk)
APN0250.01-06-9287.000

Property Details

APN / Parcel Number

Primary APN0250.01-06-9287.000
Alternative APNs
  • 13-32365
  • 025274

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,182 sqft Total Area
FlooringWood

Exterior

Year BuiltBuilt 1978
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeFooting
Roof TypeGable
Roof MaterialMetal

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number13-32365
Street Address409 W SMITH ST
CityCHADBOURN
StateNC
Zip28431-2260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIST:13 CITY/MUNI/TWP:CHADBOURN
JurisdictionCOLUMBUS NC
Township / Civil DivisionCHADBOURN
Census Block Group5
Census Block5042
Census Tract930700

Owner

Source: Columbus County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 W SMITH ST, CHADBOURN, NC 28431-2260
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 1993
Deed SaleSep 15, 1993
Deed Document Number0000045333
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Columbus County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyColumbus County
MunicipalityChadbourn Town
Unified School DistrictColumbus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$213.00$57,200 (-) Land $2,300 Building $54,900
2023$213.00$57,200 Land $2,300 Building $54,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 6, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims15 (1996–2025)
Claims Outside the SFHA10 of 15
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 4 claims
  • Hurricane Matthew, Oct 2016 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHADBOURN
serves 2,370 people · EPA ID NC0424020
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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