404 W Smith St, Chadbourn, NC 28431 Property Records

Columbus County property record for 404 W Smith St, Chadbourn, NC 28431

Property Summary

Property Type	Residential Vacant Land
Owner	Individual Name on File
Tax Bill	$29 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0250.01-16-1446.000`

Property Details

APN / Parcel Number

Primary APN	`0250.01-16-1446.000`
Alternative APNs	`13-05218` `023644`

Location & Zoning

Account Number	13-05218
Street Address	404 W SMITH ST
City	CHADBOURN
State	NC
Zip	28431-2261
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DIST:13 CITY/MUNI/TWP:CHADBOURN
Jurisdiction	COLUMBUS NC
Township / Civil Division	CHADBOURN
Census Block Group	2
Census Block	2027
Census Tract	930700

Owner

404 W Smith St, residential vacant land, is owned by an individual who acquired it in May 2010.

Source: Columbus County records, as of November 28, 2025

Owner of Record	Individual Name on File
Mailing Address	95 MALCOLM X BLVD APT 3K, 3K, NEW YORK, NY 10026-3020
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2010
Deed Sale	May 19, 2010
Deed Document Number	0000984927
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBUS NC
Recording Date	Feb 11, 2026
Property Address	404 W SMITH ST, CHADBOURN, NC 28431-2261
Document Number	001399/455
Book / Page	1399 / 455
Map Reference	MB E-1 PG 239
Instrument Date	Feb 9, 2026
Instrument	2026000656
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 144, CERRO GORDO, NC 28430-0144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3288 N SENSENEY CIR, CLARKSVILLE, TN 37042-8117

Mortgage

Document Number	001399/459
Date	Feb 11, 2026
Book Page	1399/459
Instrument	2026000657

Lender

Name	MAMIE DAVIS
Type	Private Party
Address	PO BOX 144, CERRO GORDO, NC 28430

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	20 Months
Due	Oct 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 404 W Smith St was $29.

Source: Columbus County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Columbus County
Municipality	Chadbourn Town
Unified School District	Columbus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$29.00	$3,600 Land $3,600
2023	$29.00	$3,600 Land $3,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 404 W Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 6, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 W Smith St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHADBOURN serves 2,370 people · EPA ID NC0424020
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000