409 W Shore Dr, Cairo, MO 65239 Property Records

Randolph County property record for 409 W Shore Dr, Cairo, MO 65239 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 738 sqft · built 1970
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$126,350 (Apr 2026)
Tax Bill	$638 (2025)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit Sep 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-4.0-17.0-0.0-000-062.000`

Property Details

APN / Parcel Number

Primary APN	`02-4.0-17.0-0.0-000-062.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	738 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	75 ft deep x 50 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC

Location & Zoning

Street Address	409 W SHORE DR
City	CAIRO
State	MO
Zip	65239-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW HILLS ADD...HOLIDAY ACRES LAKE: LOT 3, BLK 1 AND NE 1.5' OF LOT 2
Legal Range	14W
Legal Township	55N
Legal Section	17
Legal Subdivision	NEW HILLS ADD
Legal Block	1
Legal Lot Number	2-3
Jurisdiction	RANDOLPH MO
Township / Civil Division	CAIRO
Census Block Group	1
Census Block	1084
Census Tract	490100

Owner

Source: Randolph County records · APN 02-4.0-17.0-0.0-000-062.000

Assessment roll updated September 23, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	315 OAK TER, MOBERLY, MO 65270-1311
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2026	Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK
Sep 05, 2024	Deed of Trust, Mortgage · ARM CENTRAL TRUST BANK
Jul 08, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2026 · Amount on Record
Deed Sale	Apr 01, 2026 · Amount on Record
Deed Document Number	20261001
Deed Book / Page	961 / 347
Prior Transfer Date	Feb 12, 2024
Prior Transfer Doc	0000000427
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH MO
Recording Date	Apr 01, 2026
Property Address	409 W SHORE DR, CAIRO, MO 65239-2010
Document Number	0000001001
Book / Page	961 / 347
Instrument Date	Mar 31, 2026
Instrument	20261001
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	TOWNE AND COUNTRY ABSTRACT, TOWN & COUNTRY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001003,
Date	Apr 01, 2026
Book Page	961/350
Instrument	20261003

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.01%
Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	409 W SHORE DR, CAIRO, MO 65239-2010
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000950/511
Date	Sep 05, 2024
Book Page	950/511
Instrument	20242758

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Oct 01, 2029
Margin	3

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH MO
Recording Date	Jul 08, 2022
Property Address	409 W SHORE DR, CAIRO, MO 65239-2010
Document Number	000937/686
Book / Page	937 / 686
Instrument Date	Jul 05, 2022
Instrument	20222440
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 ADAH ST, HUNTSVILLE, MO 65259-1266

Tax Assessment & Valuation

Source: Randolph County records · Assessment roll updated September 23, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Randolph County
Unified School District	Northeast Randolph County R-IV School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$638.00 (+12.32%)	$10,830 (+12.58%) Land $2,621 Building $8,209	$57,020 (+12.6%) Land $13,800 Building $43,220
2024	$568.00 (+12.03%)
2023		$9,620 Land $2,280 Building $7,340	$50,640 Land $12,000 Building $38,640
2019	$507.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Randolph County (29175C), updated April 30, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291754901001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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