407 W Shore Dr, Cairo, MO 65239 Property Records

Randolph County property record for 407 W Shore Dr, Cairo, MO 65239

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 768 sqft · built 1972
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Tax Bill	$677 (2025)
Deeds & Mortgages	Sep 2026 Sale Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-4.0-17.0-0.0-000-063.000`

Property Details

APN / Parcel Number

Primary APN	`02-4.0-17.0-0.0-000-063.000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	75 ft deep x 50 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	407 W SHORE DR
City	CAIRO
State	MO
Zip	65239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW HILLS ADD...HOLIDAY ACRES LAKE: LOT 2, BLK 1 EXCEPT NE 1.5' THEREOF
Legal Range	14W
Legal Township	55N
Legal Section	17
Legal Subdivision	NEW HILLS ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	RANDOLPH MO
Township / Civil Division	CAIRO
Census Block Group	1
Census Block	1084
Census Tract	490100

Owner

Source: Randolph County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 OAK TER, MOBERLY, MO 65270-1311
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer COUNTRY ABSTRACT, TOWN & COUNTRY ABSTRACT
Oct 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL TRUST BANK
Sep 14, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage MERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2016
Deed Sale	Sep 27, 2016
Deed Document Number	20163152
Deed Book / Page	859 / 766
Last Transfer Date	Sep 15, 2026
Transfer Doc	0000003377
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH MO
Recording Date	Sep 22, 2026
Property Address	407 W SHORE DR, CAIRO, MO 65239
Document Number	0000003377
Book / Page	964 / 3126
Instrument Date	Sep 15, 2026
Instrument	20263377
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	COUNTRY ABSTRACT, TOWN & COUNTRY ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	407 W SHORE DR, CAIRO, MO 65239
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	931/2857
Date	Oct 13, 2021
Book Page	931/2857
Instrument	20213999

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	407 W SHORE DR, CAIRO, MO 65239
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0880/0348
Date	Sep 14, 2017
Book Page	0880/0348
Instrument	20173031

Lender

Name	MERS
Address	ROGERS CITY, MI 49779

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Randolph County
Unified School District	Northeast Randolph County R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,500 (-) Land $2,622 Building $8,878	$60,520 (-) Land $13,800 Building $46,720
2025	$677.00 (+25.37%)	$11,500 (+15%) Land $2,622 Building $8,878	$60,520 (+14.97%) Land $13,800 Building $46,720
2023		$10,000 Land $2,280 Building $7,720	$52,640 Land $12,000 Building $40,640
2019	$540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON CO PWSD 1 serves 12,865 people · EPA ID MO2024363
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chariton Valley Communication Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Shore Dr

Nearby Streets

All Cairo, MO Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures