Calhoun County property record for 409 W Everett St, Homer, MI 49245
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 720 sqft · built 1940 |
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $19,800 (Nov 2016) |
| Tax Bill | $669 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-050-001-00 |
| Primary APN | 43-050-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 11,064 sqft (0.254 acres) |
| Lot Dimensions | 130 ft deep x 77.4 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 409 W EVERETT ST |
|---|---|
| City | HOMER |
| State | MI |
| Zip | 49245-1340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASSR'S PLAT EVERETT ST. ADD LOT 1 |
| Legal Subdivision | ASSESSORS PLAT #1 |
| Legal Lot Number | 1 |
| Jurisdiction | CALHOUN MI |
| Township / Civil Division | HOMER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 3100 |
Source: Calhoun County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 W EVERETT ST, HOMER, MI 49245-1340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2016 · Amount on Record |
| Deed Sale | Nov 14, 2016 · Amount on Record |
| Deed Book / Page | 4095 / 426 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MI |
| Property Address | 409 W EVERETT ST, HOMER, MI 49245-1340 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 409 W EVERETT ST, HOMER, MI 49245-1340 |
| Document Number | 004627/314 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 4627/314 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 28, 2037 |
Source: Calhoun County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Calhoun County |
| County Subdivision | Homer Township |
| Municipality | Homer Village |
| Unified School District | Homer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,220 (-7.43%) | ||
| 2025 | $669.00 (+16.96%) Homeowner's exemption | $43,450 (+54.13%) | $80,440 (-7.43%) |
| 2024 | $86,900 (+54.13%) | ||
| 2023 | $28,190 | $56,380 | |
| 2022 | $572.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOMER serves 1,668 people · EPA ID MI0003220 |
|---|---|
| Water Source | Groundwater |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 No certified operator Sep 2022 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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