Calhoun County property record for 315 W Everett St, Homer, MI 49245
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 672 sqft · built 1930 |
| Lot Size | 0.405 acres (17,642 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Sep 2022) |
| Tax Bill | $1,078 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-050-007-00 |
| Primary APN | 43-050-007-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 17,642 sqft (0.405 acres) |
| Lot Dimensions | 267 ft deep x 84.4 ft wide |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 315 W EVERETT ST |
|---|---|
| City | HOMER |
| State | MI |
| Zip | 49245-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASSR'S PLAT EVERETT ST. ADD LOT 7 |
| Legal Subdivision | EVRETT STREET ADDITION |
| Legal Lot Number | 7 |
| Jurisdiction | CALHOUN MI |
| Township / Civil Division | HOMER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 3100 |
Source: Calhoun County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 W EVERETT ST, HOMER, MI 49245-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC |
| Jan 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC |
| Feb 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2022 · Amount on Record |
| Deed Sale | Sep 28, 2022 · Amount on Record |
| Prior Sale | Jan 28, 2022 · Amount on Record |
| Deed Book / Page | 4695 / 737 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALHOUN MI |
| Recording Date | Sep 28, 2022 |
| Property Address | 315 W EVERETT ST, HOMER, MI 49245-1216 |
| Document Number | 004695/737 |
| Book / Page | 4695 / 737 |
| Map Reference | LB 11 PG 33 |
| Instrument Date | Sep 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 W EVERETT ST, 315, HOMER, MI 49245-1216 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 209 N CHURCH ST, TEKONSHA, MI 49092-9610 |
| Document Number | 0046950740 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 4695-0740 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALHOUN MI |
| Recording Date | Jan 28, 2022 |
| Property Address | 315 W EVERETT ST, HOMER, MI 49245-1216 |
| Document Number | 0004627/94 |
| Book / Page | 4627 / 94 |
| Instrument Date | Jan 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1490 N EIFERT RD, 1490, HOLT, MI 48842-8626 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 315 W EVERETT ST, HOMER, MI 49245-1216 |
| Document Number | 0000462797 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 4627/97 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALHOUN MI |
| Recording Date | Feb 3, 2021 |
| Property Address | 315 W EVERETT ST, HOMER, MI 49245-1216 |
| Document Number | 004503/107 |
| Book / Page | 4503 / 107 |
| Map Reference | LB 11 PG 33 |
| Instrument Date | Jan 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $537.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 W EVERETT ST, 315, HOMER, MI 49245-1216 |
| Name | Verified Name |
|---|---|
| Address | 1490 N EIFERT RD, HOLT, MI 48842-8626 |
| Document Number | 0004503109 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 4503/109 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Calhoun County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Calhoun County |
| County Subdivision | Homer Township |
| Municipality | Homer Village |
| Unified School District | Homer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,260 (+23.95%) | ||
| 2025 | $1,078.00 (+51.62%) | $74,520 (+23.95%) | |
| 2023 | $30,060 | $60,120 | |
| 2022 | $711.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 4, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOMER serves 1,668 people · EPA ID MI0003220 |
|---|---|
| Water Source | Groundwater |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 No certified operator Sep 2022 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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