409 W Cedar St, Waverly, MO 64096 Property Records

Lafayette County property record for 409 W Cedar St, Waverly, MO 64096 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1987
Lot Size	1.4 acres (61,311 sqft)
Owner	Individual Name on File
Tax Bill	$491 (2025)
Deeds & Mortgages	Jan 2022 Refinance Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-5.0-22-1-000-010.020`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-1-000-010.020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,488 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	61,311 sqft (1.4 acres)
Lot Dimensions	327 ft deep x 184 ft wide
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	409 W CEDAR ST
City	WAVERLY
State	MO
Zip	64096-8175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT BLK 46 ST THOMAS ADDN; 676-39, 728-250, 754-625, 880-480, 892-552
Legal Range	24
Legal Township	51
Legal Section	22
Legal Subdivision	ST THOMAS ADDN
Legal Block	46
Jurisdiction	LAFAYETTE MO
Township / Civil Division	MIDDLETON
Census Block Group	2
Census Block	2054
Census Tract	90300

Owner

Source: Lafayette County records · APN 06-5.0-22-1-000-010.020

Assessment roll updated October 28, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 W CEDAR ST, WAVERLY, MO 64096-8175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Sep 05, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jun 07, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	409 W CEDAR ST, WAVERLY, MO 64096-8175
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022DR0024
Date	Jan 03, 2022
Instrument	2022DR0024

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2037

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	409 W CEDAR ST, WAVERLY, MO 64096-8175
Transaction Type	Mortgage
Record Updated	Sep 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019DR3447
Date	Sep 05, 2019
Instrument	2019DR3447

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2034

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	409 W CEDAR ST, WAVERLY, MO 64096-8175
Transaction Type	Mortgage
Record Updated	Jun 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019DR2125
Date	Jun 07, 2019
Instrument	2019DR2125

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated October 28, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Waverly City
Unified School District	Santa Fe R-X School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$491.00	$6,623 (+13.99%)	$34,860 (+14%) Land $16,480 Building $18,380
2023		$5,810	$30,578 Land $14,458 Building $16,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (29107C), updated November 26, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
Green Hills Telephone	Cable	250 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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