Lafayette County property record for 407 W Cedar St, Waverly, MO 64096 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,368 sqft · built 1940 |
| Lot Size | 0.589 acres (25,644 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $589 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-5.0-22-1-000-008.000 |
| Primary APN | 06-5.0-22-1-000-008.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 25,644 sqft (0.589 acres) |
| Lot Dimensions | 150 ft deep x 148 ft wide |
| Porch | Slab |
| Porch Area | 20 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 407 W CEDAR ST |
|---|---|
| City | WAVERLY |
| State | MO |
| Zip | 64096-8175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT BLK 47 ST THOMAS ADDN; 592-930, 994-1162, 1170-299, 2012DR0713 |
| Legal Range | 24 |
| Legal Township | 51 |
| Legal Section | 22 |
| Legal Subdivision | ST THOMAS ADDN |
| Legal Block | 47 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 90300 |
Source: Lafayette County records · APN 06-5.0-22-1-000-008.000
Assessment roll updated October 28, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 W CEDAR ST, WAVERLY, MO 64096-8175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 17, 2008 |
| Transfer Doc | 1170/299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 407 W CEDAR ST, WAVERLY, MO 64096-8175 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/3866 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 2017/3866 |
| Instrument | 2017DR3866 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2032 |
Source: Lafayette County records · Assessment roll updated October 28, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Waverly City |
| Unified School District | Santa Fe R-X School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $589.00 (+1.38%) | $8,966 (+14%) | $47,190 (+13.99%) Land $13,330 Building $33,860 |
| 2024 | $581.00 | ||
| 2023 | $7,865 | $41,397 Land $11,697 Building $29,700 |
Source: FEMA National Flood Hazard Layer, Lafayette County (29107C), updated November 26, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Green Hills Telephone | Cable | 250 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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