409 Valley St, Lathrop, MO 64465 Property Records

Clinton County property record for 409 Valley St, Lathrop, MO 64465 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	1,462 sqft Living Area
Lot Size	43,299 sqft (0.994 acres)
Garage	Attached, 462 sqft
Occupancy	Owner Occupied
Tax Bill	$2,709.00 (2025)

Owner

Source: Clinton County records · APN 10 07.1 25 004 001 007.000

Assessment roll updated February 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 VALLEY ST, LATHROP, MO 64465-9203
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2023
Deed Sale	Jul 26, 2023
Prior Sale	Mar 08, 2023
Deed Doc Number	20231759
Prior Transfer Date	Mar 06, 2023
Prior Transfer Doc	0000000492
Record Refreshed	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MO
Property Address	409 VALLEY ST, LATHROP, MO 64465-9203
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 VALLEY ST, LATHROP, MO 64465-9203

Mortgage

Document Number	0202501826
Date	Jul 14, 2025
Instrument	202501826

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated February 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clinton County
Municipality	Lathrop City
Unified School District	Lathrop R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,709.00 (+0.04%)	$33,518 (+12%) Land $14,721 Building $18,797	$176,410 (+12%) Land $77,480 Building $98,930
2024	$2,708.00 (+9.33%)	$29,927 (-) Land $13,144 Building $16,783
2023	$2,477.00 (+7.04%)	$29,927 (+5.37%) Land $13,144 Building $16,783	$157,509 (+5.37%) Land $69,179 Building $88,330
2022	$2,314.00	$28,401 Land $13,144 Building $15,257
2021			$149,479 Land $69,179 Building $80,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (29049C), updated April 4, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Low above 32% of the US · above 22% of Missouri
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`10 07.1 25 004 001 007.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	99 Units
Building Area	1,462 sqft Living Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	A-Frame Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	43,299 sqft (0.994 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage
Porch Area	185 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	409 VALLEY ST
City	LATHROP
State	MO
Zip	64465-9203
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 12, S 1/2 LT 11, N 20' LTS 12,13,14 THE MULE ADDN AMENDED PLAT
Legal Range	31W
Legal Township	35N
Legal Section	25
Legal Subdivision	MULE ADDN
Legal Lot Number	11-14
Jurisdiction	CLINTON MO
Minor Civil Division	LATHROP
Census Blockgroup	3
Census Block	3003
Census Tract	960202