Clinton County property record for 405 Valley St, Lathrop, MO 64465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,288 sqft · built 1999 |
| Lot Size | 0.474 acres (20,647 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,439 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 10 07.1 25 004 001 005.000 |
| Primary APN | 10 07.1 25 004 001 005.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 103 Units |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,647 sqft (0.474 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 16 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 405 VALLEY ST |
|---|---|
| City | LATHROP |
| State | MO |
| Zip | 64465-9203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 & N1/2 11 AMENDED MULE ADDT |
| Legal Range | 31W |
| Legal Township | 55N |
| Legal Section | 25 |
| Legal Subdivision | MULE ADDT |
| Legal Lot Number | 10 |
| Jurisdiction | CLINTON MO |
| Township / Civil Division | LATHROP |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 960202 |
405 Valley St is owned and occupied by two individuals who acquired it in March 2008.
Source: Clinton County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 VALLEY ST, LATHROP, MO 64465-9203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2008 |
| Deed Sale | Mar 1, 2008 |
| Deed Document Number | 20081657 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 405 Valley St was $2,439, up % from the year before.
Source: Clinton County assessment roll, as of February 12, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clinton County |
| Municipality | Lathrop City |
| Unified School District | Lathrop R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,439.00 (+0.04%) | $30,174 (+12%) Land $5,970 Building $24,204 | $158,810 Land $31,420 Building $127,390 |
| 2024 | $2,438.00 (+9.33%) | $26,941 (-) Land $5,330 Building $21,611 | |
| 2023 | $2,230.00 (+9.58%) | $26,941 (+7.87%) Land $5,330 Building $21,611 | $141,790 Land $28,050 Building $113,740 |
| 2022 | $2,035.00 | $24,976 Land $5,330 Building $19,646 | |
| 2021 | $131,450 Land $28,050 Building $103,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Valley St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Valley St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHROP PWS serves 2,945 people · EPA ID MO1010453 |
|---|---|
| Water Source | Purchased surface water from KANSAS CITY PWS |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grand River Mutual Telephone Fiber | 1,000 / 1,000 |
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