404 Valley Rd, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 404 Valley Rd, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,804 sqft · built 2003
Lot Size	0.142 acres (6,199 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Mar 2021)
Tax Bill	$11,456 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-04801-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`35-04801-0000-00009`
Alternative APNs	`3500449000000021` `00057039`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,804 sqft Living Area
1st Floor Area	1,068 sqft
Upper Floors Area	956 sqft
Basement Area	848 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	6,199 sqft (0.142 acres)
Lot Dimensions	155 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	473 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00057039
Street Address	404 VALLEY RD
City	NEPTUNE
State	NJ
Zip	07753-5536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INCL BLK 447 LOTS 21 2 & 29
Legal Subdivision	SHARK RIVER HILLS SEC C
Legal Block	4801
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE
Census Block Group	1
Census Block	1016
Census Tract	808001

Owner

Source: Monmouth County and Neptune Township records · APN 35-04801-0000-00009

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 VALLEY RD, NEPTUNE, NJ 07753-5536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2021 · Amount on Record
Deed Sale	Mar 17, 2021 · Amount on Record
Prior Sale	Nov 25, 2009 · Amount on Record
Deed Document Number	202141648
Deed Book / Page	9491 / 3715
Prior Transfer Date	Feb 08, 2021
Prior Transfer Doc	0000041648
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 17, 2021
Property Address	404 VALLEY RD, NEPTUNE, NJ 07753-5536
Document Number	0094913715
Book / Page	9491 / 3715
Instrument Date	Feb 08, 2021
Instrument	2021041648
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	QUALITY TTL & ABSTRACT AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,688.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 VALLEY RD, NEPTUNE, NJ 07753-5536

Mortgage

Document Number	0094913724
Date	Mar 17, 2021
Book Page	9491/3724
Instrument	2021041649

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Monmouth County and Neptune Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Neptune Township
Unified School District	Neptune Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$687,400 (+10.41%) Land $378,400 Building $309,000	$687,400 (+10.41%) Land $378,400 Building $309,000
2025	$11,456.00 (+13.41%)	$622,600 (+19.59%) Land $310,800 Building $311,800	$622,600 (+19.59%) Land $310,800 Building $311,800
2024	$10,101.00 (+12.15%)
2023		$520,600 Land $245,700 Building $274,900	$520,600 Land $245,700 Building $274,900
2022	$9,007.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258080011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 570 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.