409 Valley Rd, Charlottesville, VA 22903 Property Records

Charlottesville City property record for 409 Valley Rd, Charlottesville, VA 22903

Property Summary

Property TypeCondominium
Details3 bd · 1.5 ba · 1,123 sqft · built 1970
OwnerIndividual Name on File
Last Sale$167,000 (Sep 2007)
Tax Bill$2,943 (2026)
Flood ZoneZone X (minimal risk)
APN220021B00

Property Details

APN / Parcel Number

Primary APN220021B00
Alternative APN
  • 45028

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,123 sqft Living Area
1st Floor Area525 sqft
Family RoomFamily Room
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1982
Architectural StyleCondo/Apartment
Exterior MaterialWood
Construction TypeWood
Roof MaterialShingle
DrivewayDriveway

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address409 VALLEY RD
CityCHARLOTTESVILLE
StateVA
Zip22903
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-A
Legal DescriptionUNIT B 409 VALLEY ROAD CONDO
Legal SubdivisionDUPLEXES
Legal UnitB
JurisdictionCHARLOTTESVILLE CITY VA
Township / Civil DivisionCHARLOTTESVILLE
Census Block Group2
Census Block2000
Census Tract502

Owner

Source: Charlottesville City records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address409 VALLEY ROAD EXT, B, CHARLOTTESVILLE, VA 22903-3717
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2007 · Amount on File
Deed SaleSep 14, 2007 · Amount on File
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Charlottesville City assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCharlottesville City
Unified School DistrictCharlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,943.00 (+10.43%)$294,400 (-0.14%) Land $55,000 Building $239,400$294,400 (-0.14%) Land $55,000 Building $239,400
2025$294,800 (+9.43%) Land $55,000 Building $239,800$294,800 (+9.43%) Land $55,000 Building $239,800
2023$2,665.00 (+15.27%)$269,400 Land $55,000 Building $214,400$269,400 Land $55,000 Building $214,400
2022$2,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHARLOTTESVILLE
serves 46,553 people · EPA ID VA2540500
Water SourcePurchased surface water from RWSA URBAN SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Ting.

Nearby Properties on Valley Rd

Nearby Streets

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