407 Valley Rd, Charlottesville, VA 22903 Property Records

Charlottesville City property record for 407 Valley Rd, Charlottesville, VA 22903

Property Summary

Property TypeCondominium
Details3 bd · 1.5 ba · 1,088 sqft · built 1970
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$288,000 (Mar 2026)
Tax Bill$2,857 (2026)
Flood ZoneZone X (minimal risk)
APN220020000

Property Details

APN / Parcel Number

Primary APN220020000
Alternative APN
  • 45023

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,088 sqft Living Area
1st Floor Area510 sqft
2nd Floor Area578 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1981
Architectural StyleCondo/Apartment
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable
Roof MaterialConcrete
Lot Area10,454 sqft (0.24 acres)
Lot Depth197 ft Depth
DrivewayDriveway
PorchPorch
Porch Area36 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelCoal
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address407 VALLEY RD
CityCHARLOTTESVILLE
StateVA
Zip22903
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-A
Legal DescriptionUNIT A 407 VLY RD COND
Legal SubdivisionDUPLEXES
Legal UnitA
JurisdictionCHARLOTTESVILLE CITY VA
Township / Civil DivisionCHARLOTTESVILLE
Census Block Group2
Census Block2000
Census Tract502

Owner

Source: Charlottesville City records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1515 OAK HILL CT, VIRGINIA BEACH, VA 23454-3130
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2026 · Amount on Record
Deed SaleMar 9, 2026 · Amount on Record
Prior SaleJul 27, 2023 · Amount on Record
Deed Document Number2026591
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Charlottesville City assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCharlottesville City
Unified School DistrictCharlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,857.00 (+2%)$285,700 (+0.99%) Land $55,000 Building $230,700$285,700 (+0.99%) Land $55,000 Building $230,700
2025$2,801.00$282,900 (+11.77%) Land $55,000 Building $227,900$282,900 (+11.77%) Land $55,000 Building $227,900
2023$253,100 Land $55,000 Building $198,100$253,100 Land $55,000 Building $198,100
2022$1,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHARLOTTESVILLE
serves 46,553 people · EPA ID VA2540500
Water SourcePurchased surface water from RWSA URBAN SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Ting.

Nearby Properties on Valley Rd

Nearby Streets

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