New Castle County property record for 409 Townsend St, Wilmington, DE 19801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,208 sqft · built 1990 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Dec 2007) |
| Tax Bill | $956 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 26-051.30-018 |
| Primary APN | 26-051.30-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 604 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 1,307 sqft (0.03 acres) |
| Lot Dimensions | 100 ft deep x 16 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 409 TOWNSEND ST |
|---|---|
| City | WILMINGTON |
| State | DE |
| Zip | 19801-5317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 26R-3 |
| Legal Subdivision | TOWNSEND PLACE |
| Legal Block | 1250 |
| Legal Lot Number | 3 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1902 |
409 Townsend St is owned and occupied by an individual who bought it in December 2007.
Source: New Castle County records, as of May 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 TOWNSEND ST, WILMINGTON, DE 19801-5317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2007 · Amount on File |
| Deed Sale | Dec 6, 2007 · Amount on File |
| Deed Document Number | 2007103822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 409 TOWNSEND ST, WILMINGTON, DE 19801-5317 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000065455 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 20210604-0065455 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | May 1, 2041 |
The 2025 property tax bill for 409 Townsend St was $956.
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Municipality | Wilmington City |
| Unified School District | Christina School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $956.00 | $137,500 Land $30,500 Building $107,000 | |
| 2024 | $107,820 | ||
| 2023 | $1,160.00 (+0.96%) | $32,300 (-) Land $1,800 Building $30,500 | |
| 2022 | $1,149.00 | $32,300 Land $1,800 Building $30,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Townsend St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 125 individual policies |
| Nearby Flood Policies | 309 units insured incl. 184 condo units |
| Nearby Flood Claims | 17 (1979–2025) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 Townsend St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMINGTON WATER DEPARTMENT serves 107,976 people · EPA ID DE0000663 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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