404 Townsend St, Wilmington, DE 19801 Property Records

New Castle County property record for 404 Townsend St, Wilmington, DE 19801

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,108 sqft · built 1890
Lot Size0.03 acres (1,307 sqft)
OwnerCompany Name on File
Last Sale$105,000 (Sep 2025)
Tax Bill$893 (2024)
Deeds & MortgagesJan 2023 Mortgage
Mar 2021 Sale
Flood ZoneZone AE (high risk)
APN26-051.30-080

Property Details

APN / Parcel Number

Primary APN26-051.30-080

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,108 sqft Living Area
1st Floor Area554 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleRow Home
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Roof MaterialWood
Lot Area1,307 sqft (0.03 acres)
Lot Dimensions100 ft deep x 13 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address404 TOWNSEND ST
CityWILMINGTON
StateDE
Zip19801-5318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code26R-3
Legal DescriptionBEG AT POINT ON ELY SIDE OF TOWNSEND ST AT DIS OF 54 FT SLY FROM SLY SIDE OF AVE
Legal SubdivisionWILMINGTON
Legal Block1251
Legal Lot Number13
JurisdictionNEW CASTLE DE
Township / Civil DivisionWILMINGTON
Census Block Group2
Census Block2021
Census Tract1902

Owner

404 Townsend St is owned by a company that bought it in September 2025.

Source: New Castle County records, as of April 13, 2026

Owner of RecordCompany Name on File
Mailing Address145 RIVERDALE LN, CLAYTON, DE 19938-3820
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2023Deed of Trust, Mortgage · Commercial Mortgage
ARTISANS BANK
Mar 4, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2025 · Amount on File
Deed SaleSep 8, 2025 · Amount on File
Prior SaleMar 4, 2021 · Amount on File
Deed Document Number202564062
Prior Transfer DateSep 24, 2008
Prior Transfer Doc0000065597
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address404 TOWNSEND ST, WILMINGTON, DE 19801-5318
Transaction TypeMortgage
Record UpdatedJan 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 WALTHAM DR, MIDDLETOWN, DE 19709-2182

Mortgage

Document Number0000000363
DateJan 3, 2023
Instrument20230103-0000363
Lender
NameARTISANS BANK
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeCommercial Mortgage
AmountAmount on Record

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateMar 4, 2021
Property Address404 TOWNSEND ST, WILMINGTON, DE 19801-5318
Document Number0000025820
Instrument DateFeb 19, 2021
Instrument20210304-0025820
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address424 WALTHAM DR, MIDDLETOWN, DE 19709-2182

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
MunicipalityWilmington City
Unified School DistrictChristina School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$122,600 (+896.75%) Land $30,500 Building $92,100
2024$893.00 (+133.16%)$12,300 (-) Land $1,800 Building $10,500$58,230
2023$383.00 (-58.91%)$12,300 (-) Land $1,800 Building $10,500
2022$932.00$12,300 Land $1,800 Building $10,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Townsend St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 125 individual policies
Nearby Flood Policies309 units insured
incl. 184 condo units
Nearby Flood Claims17 (1979–2025)
Claims Outside the SFHA1 of 17
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 Townsend St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILMINGTON WATER DEPARTMENT
serves 107,976 people · EPA ID DE0000663
Water SourceSurface water
Last State InspectionSep 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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