Harford County property record for 409 Timber Ln, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1954 |
| Square Footage | 832 sqft Total Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $385,000 (2024) |
| Tax Bill | $2,358.00 (2025) |
| Primary APN | 03-036243 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 832 sqft Total Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Depth X Width | 435 ft x 100 ft Depth x Width |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 036243 |
|---|---|
| Street Address | 409 TIMBER LN |
| City | JOPPA |
| State | MD |
| Zip | 21085-1107 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1 AC 100X435 409 TIMBER LANE S OF BENSON |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 3, BEL AIR |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 303400 |
Source: Harford County records · APN 03-036243
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 TIMBER LN, JOPPA, MD 21085-1107 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 05, 2024 · Amount on Record |
| Deed Sale | Dec 05, 2024 · Amount on Record |
| Prior Sale | Jun 10, 2008 · Amount on Record |
| Prior Transfer Date | Feb 20, 2013 |
| Prior Transfer Doc | 0105560299 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 409 TIMBER LN, JOPPA, MD 21085-1107 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | POWERHOUSE TITLE GRUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0157090205 |
|---|---|
| Date | Oct 18, 2022 |
| Book Page | 15709/205 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Nov 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 9.75% |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,267 (+22.99%) | $367,200 (+68.98%) Land $105,300 Building $261,900 | |
| 2025 | $2,358.00 (+6.22%) | $217,300 (+6.22%) Land $105,300 Building $112,000 | $217,300 (-) Land $105,300 Building $112,000 |
| 2023 | $204,567 | $217,300 Land $105,300 Building $112,000 | |
| 2022 | $2,220.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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