408 Timber Ln, Joppa, MD 21085 Property Records

Harford County property record for 408 Timber Ln, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,260 sqft · built 1955
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jun 1997)
Tax Bill	$3,268 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-321533`

Property Details

APN / Parcel Number

Primary APN	`03-321533`
Alternative APNs	`3321533` `321533`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,260 sqft Total Area
1st Floor Area	48 sqft
Basement Area	630 sqft
Finished Basement	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	321533
Street Address	408 TIMBER LN
City	JOPPA
State	MD
Zip	21085-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 4 ACRES 408 TIMBER LANE TIMBER LANE RES P 91/53
Legal Subdivision	TIMBER LANE RESIDENCE
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1023
Census Tract	303400

Owner

Source: Harford County records · APN 03-321533

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	408 TIMBER LN, JOPPA, MD 21085-1108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 1997 · Amount on Record
Deed Sale	Jun 24, 1997 · Amount on Record
Prior Sale	Dec 05, 1996 · Amount on Record
Deed Document Number	19972325
Deed Book / Page	2535 / 301
Transfer Doc	0000002187
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	408 TIMBER LN, JOPPA, MD 21085-1108
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140660120
Date	Aug 26, 2020
Book Page	14066/120

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,967 (+9.46%)	$323,500 (+6.17%) Land $125,300 Building $198,200
2025	$3,268.00 (+7.36%) Homeowner's exemption
2023		$284,100	$304,700 Land $125,300 Building $179,400
2022	$3,044.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.