409 Surrey Ln, Crete, IL 60417 Property Records

Will County property record for 409 Surrey Ln, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,582 sqft · built 1929
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Aug 2013)
Tax Bill	$9,012 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-15-03-307-008`

Property Details

APN / Parcel Number

Primary APN	`23-15-03-307-008`
Alternative APN	`15033070080000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,582 sqft Living Area
Basement Area	1,738 sqft
Unfinished Basement	1,738 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Tudor
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	152 ft deep x 113 ft wide
Garage Type	Detached
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	409 SURREY LN
City	CRETE
State	IL
Zip	60417-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 (EX THE E 40.4 FT THOF) ALL OF LOT 13 AND LOT 14 (EX THAT PRT LYING W'LY OF A LN DRAWN FROM THE SW COR OF LOT 3 IN BLK
Legal Subdivision	LINCOLNSHIRE ESTATES
Legal Block	8
Legal Lot Number	13
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	3
Census Block	3006
Census Tract	883810

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 SURREY LN, CRETE, IL 60417-1413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST MIDWEST BANK
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2013 · Amount on Record
Deed Sale	Aug 23, 2013 · Amount on Record
Prior Sale	Apr 3, 2013 · Amount on Record
Deed Document Number	201397114
Prior Transfer Date	May 15, 2000
Prior Transfer Doc	0000078205
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	409 SURREY LN, CRETE, IL 60417-1413
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087308
Date	Dec 14, 2018
Instrument	R2018087308

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	409 SURREY LN, CRETE, IL 60417-1413
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038486
Date	Apr 6, 2021
Instrument	R2021038486

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	AURORA, IL 60568

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crete Village
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,012.00 (+15.75%)	$96,400 (+5.5%) Land $23,494 Building $72,906	$289,200 (+5.5%) Land $70,482 Building $218,718
2024		$91,374 (+26.01%) Land $22,269 Building $69,105	$274,122 (+26.01%) Land $66,807 Building $207,315
2022	$7,786.00 Homeowner's exemption	$72,512 Land $17,672 Building $54,840	$217,536 Land $53,016 Building $164,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRETE serves 8,386 people · EPA ID IL1970300
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bertram Communications.

Nearby Properties on Surrey Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures